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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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International Asset Protection for a Global Portfolio
Case Studies15 January 2026

International Asset Protection for a Global Portfolio

Our client held a diversified portfolio of high-value assets, including overseas property and luxury items located across multiple jurisdictions. Existing insurance arrangements did not adequately address cross-border risks or differences in regulatory requirements. Million Plus Private Finance assessed the client's international holdings and structured a bespoke asset protection solution in collaboration with specialist insurers.

Specialist Fine Art and Collectibles Insurance
Case Studies15 January 2026

Specialist Fine Art and Collectibles Insurance

Our client held a valuable private collection of fine art and collectibles, including rare and irreplaceable pieces. Existing insurance arrangements were limited in scope and did not fully reflect the value, provenance, or specialist requirements of the collection.

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Luxury Property and Vehicle Asset Protection
Case Studies15 January 2026

Luxury Property and Vehicle Asset Protection

Our client owned a portfolio of high-value residential properties alongside several luxury vehicles held across different ownership structures. Over time, insurance cover had been arranged through multiple providers, resulting in fragmented policies, inconsistent valuations, and potential gaps in asset protection.

International Life Insurance Structuring
Case Studies15 January 2026

International Life Insurance Structuring

Our client held assets and financial interests across multiple jurisdictions and required a life insurance solution that reflected their international profile. The objective was to ensure consistent protection while accounting for cross-border considerations, regulatory differences, and long-term wealth planning. Million Plus Private Finance assessed the client's residency status, asset locations, and estate planning objectives.

High-Value Family Protection Policy
Case Studies15 January 2026

High-Value Family Protection Policy

Our client sought high-value life cover to provide long-term financial security for their family while maintaining flexibility as circumstances evolved. The requirement was for a life insurance solution that offered clear protection over a defined period, aligned with financial commitments and future planning.

Estate Planning Life Insurance Solution
Case Studies15 January 2026

Estate Planning Life Insurance Solution

Our client required a life insurance structure to support long-term estate planning and ensure sufficient liquidity for beneficiaries in the event of death. The primary objective was to protect family wealth while avoiding the forced sale of property or investment assets to meet future financial obligations.

€58m Cross-Border Acquisition Facility – Luxury Island Resort, Greece
Case Studies15 January 2026

€58m Cross-Border Acquisition Facility – Luxury Island Resort, Greece

An international investor based in London acquired a Mediterranean island resort consisting of a 70-key hotel, private villas, and marina. The corporate structure involved entities across three jurisdictions, and a portion of revenue was generated in cryptocurrency via overseas travel agencies.

£14.1m Development Exit Finance – Luxury Countryside Retreat, Cotswolds
Case Studies15 January 2026

£14.1m Development Exit Finance – Luxury Countryside Retreat, Cotswolds

A developer converting a listed manor house into a 24-suite countryside retreat experienced delays caused by local authority heritage approvals. Their development funding expired before operational income could commence, creating a risk of default and loss of equity.

£32.5m Acquisition & Refurbishment Finance – Boutique Hotel Group, London & Brighton
Case Studies15 January 2026

£32.5m Acquisition & Refurbishment Finance – Boutique Hotel Group, London & Brighton

A boutique hotel group sought to acquire an historic 5-star hotel in Knightsbridge while simultaneously renovating a 48-room seafront property in Brighton. Their existing lender was unwilling to support a dual-project structure due to perceived operational risk and uneven seasonal cashflow.

£8.9m Development Exit Finance — Avoiding Distressed Sale
Case Studies15 January 2026

£8.9m Development Exit Finance — Avoiding Distressed Sale

A developer in Manchester was nearing completion of a mixed-use residential and retail scheme when their existing development finance approached expiry. Reservation timelines had shifted due to wider market delays, and the original lender refused to extend beyond the agreed term.

£26m Multi-Property Portfolio Refinancing for International Investor
Case Studies15 January 2026

£26m Multi-Property Portfolio Refinancing for International Investor

An international high-net-worth investor required refinancing of a large UK commercial portfolio to release capital for future acquisitions. The properties were owned through special-purpose vehicles incorporated in different jurisdictions, and rental income was largely received in foreign currency. Many lenders declined due to the complexity of ownership verification and perceived foreign-exchange risk.

£12.4m Commercial Property Acquisition — Prime Central London
Case Studies15 January 2026

£12.4m Commercial Property Acquisition — Prime Central London

A UK-based family office identified a rare off-market opportunity to acquire a commercial building in Fitzrovia. The seller imposed a strict ten-day completion deadline, which immediately ruled out traditional lenders who required weeks of underwriting.

£5.1 Million Multi-Asset Business Bridging Loan for Portfolio Expansion
Business Bridging Loans15 January 2026

£5.1 Million Multi-Asset Business Bridging Loan for Portfolio Expansion

The client sought short-term financing to expand their corporate property and asset portfolio. A standard loan approach would have been slow and inflexible due to the multi-asset and cross-border nature of the holdings. Million Plus Private Finance coordinated a bespoke bridging facility of £5.1 million.

£2.75 Million Short-Term Loan to Bridge Working Capital Gap
Business Bridging Loans15 January 2026

£2.75 Million Short-Term Loan to Bridge Working Capital Gap

Our client faced a short-term working capital challenge during a high-value project but needed immediate funding to maintain operational continuity. Million Plus Private Finance structured a £2.75 million bespoke bridging loan. By showcasing the client's multi-property assets, diversified revenue streams, and international holdings, we secured private bank lending with flexible repayment options.

£4.2 Million Business Bridging Loan for Corporate Acquisition
Business Bridging Loans15 January 2026

£4.2 Million Business Bridging Loan for Corporate Acquisition

Our client identified a strategic acquisition opportunity for a commercial property portfolio but required rapid short-term funding to secure the deal. Conventional lending was too slow to meet the acquisition timeline. Million Plus Private Finance structured a bespoke bridging facility of £4.2 million.

£3.3 Million Residential Renovation Bridging Loan
Case Studies15 January 2026

£3.3 Million Residential Renovation Bridging Loan

Our client required fast funding to bridge finance a large residential renovation project. The property was off-market, and conventional lenders were unable to meet the short-term settlement timeline or accommodate the complexity of the investment. Million Plus Private Finance prepared a comprehensive application, detailing the client's portfolio, international assets, and projected renovation returns.

£1.65 Million Multi-Property Residential Bridging Loan
Case Studies15 January 2026

£1.65 Million Multi-Property Residential Bridging Loan

Our client sought short-term finance to simultaneously acquire two adjacent residential properties as part of a broader portfolio expansion strategy. Multi-property acquisitions often require bespoke structuring to satisfy both lender and timeline requirements. Million Plus Private Finance structured a single lending facility covering both properties.

£2.1 Million Residential Bridging Loan for Luxury Home Acquisition
Case Studies15 January 2026

£2.1 Million Residential Bridging Loan for Luxury Home Acquisition

Our client identified a prime residential property as a strategic acquisition but required rapid, short-term funding to secure the purchase. Traditional lenders could not meet the urgent settlement timeline. Million Plus Private Finance reviewed the client's financial portfolio and complex income streams.

£3.1 Million Commercial Land Bridging Loan
Case Studies15 January 2026

£3.1 Million Commercial Land Bridging Loan

Our client required urgent funding to acquire a commercial site earmarked for a luxury office development. The property was off-market, and a fast settlement was necessary to complete the purchase. Conventional lenders were unable to meet the time-sensitive requirements.

£1.85 Million Multi-Plot Acquisition Loan
Case Studies15 January 2026

£1.85 Million Multi-Plot Acquisition Loan

Our client sought to acquire three adjacent plots for a mixed-use residential and commercial development but required consolidated short-term financing. Multi-plot acquisitions often present complications for traditional lenders, especially when timing is critical. Million Plus Private Finance structured a single lending facility covering all three plots.

£2.75 Million Land Bridging Loan for Residential Development
Case Studies15 January 2026

£2.75 Million Land Bridging Loan for Residential Development

Our client identified a prime plot for a high-end residential development but required rapid funding to secure the land ahead of competing offers. Traditional lenders could not meet the tight auction and settlement timeline.

£10 Million Acquisition and Development Loan for Mixed-Use Urban Site
Case Studies14 January 2026

£10 Million Acquisition and Development Loan for Mixed-Use Urban Site

Our client identified a prime mixed-use urban site for a luxury residential and retail development. Traditional lenders were reluctant due to the site's scale, mixed zoning, and requirement for short-term bridging and development funding. Speed and discretion were paramount to secure the purchase before competitors.

£5.6 Million Loan for Luxury Country Estate Renovation
Case Studies14 January 2026

£5.6 Million Loan for Luxury Country Estate Renovation

Our client owned a historic country estate requiring comprehensive renovation and modernisation, including a guesthouse and leisure facilities. The property's mixed-use elements, including short-term rental potential, complicated conventional financing. Million Plus Private Finance assessed the full portfolio, including international assets and multiple income streams.

£8.2 Million Development Loan for Multi-Unit Residential Project
Case Studies14 January 2026

£8.2 Million Development Loan for Multi-Unit Residential Project

Our client, a London-based property investor, sought finance to acquire and redevelop a portfolio of six adjacent townhouses into luxury apartments. Traditional lenders were hesitant due to the scale of the project and the complex financing structure involving multiple properties. Timing was critical to secure planning approvals and begin construction.