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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by relationships with over 500 lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered under the Data Protection Act 1988 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

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Who Qualifies for High-Value Mortgages in Abu Dhabi? The Complete Guide to Premium Property Finance
Real Estate17 July 2025

Who Qualifies for High-Value Mortgages in Abu Dhabi? The Complete Guide to Premium Property Finance

Did you know that Abu Dhabi’s luxury property market has seen a 25% increase in high-value transactions over the past year, yet less than 2% of mortgage applicants actually qualify for premium financing above AED 10 million? As someone who’s facilitated over £4.2 billion in luxury asset financing globally, I’ve witnessed first-hand how high-value mortgage […]

Top Mistakes to Avoid When Getting a Home Loan in Dubai: Expert Guide to Securing the Right Mortgage
Real Estate17 July 2025

Top Mistakes to Avoid When Getting a Home Loan in Dubai: Expert Guide to Securing the Right Mortgage

Did you know that 78% of first-time property buyers in Dubai make at least one critical mistake during their mortgage application process? These seemingly small errors can cost you hundreds of thousands of dirhams or even derail your entire property purchase. I’m Paul Welch, and over my three decades in luxury asset financing, I’ve facilitated […]

Hidden Costs You Should Know Before Buying Property in Dubai: Your Complete Financial Guide
Real Estate16 July 2025

Hidden Costs You Should Know Before Buying Property in Dubai: Your Complete Financial Guide

You’ve found your dream property in Dubai – perhaps a stunning penthouse overlooking the Burj Khalifa or a luxury villa in Emirates Hills. The price seems right, you’ve secured financing, and you’re ready to make the purchase. But wait – have you accounted for the hidden costs of buying property Dubai that could add 10-15% […]

The Best Banks for Property Financing in Dubai (2025): Your Complete Guide to Securing the Perfect Home Loan
Real Estate15 July 2025

The Best Banks for Property Financing in Dubai (2025): Your Complete Guide to Securing the Perfect Home Loan

Dubai’s property market continues to attract global investors, and finding the best banks for mortgage Dubai can make the difference between securing your dream home and missing out on prime opportunities. With mortgage interest rates Dubai fluctuating and new lending products emerging, 2025 presents unique challenges and opportunities for property buyers. Whether you’re a UAE […]

Islamic vs. Conventional Mortgages in Dubai: What You Need to Know
Real Estate15 July 2025

Islamic vs. Conventional Mortgages in Dubai: What You Need to Know

When you’re eyeing that stunning penthouse overlooking the Burj Khalifa or considering a villa in Palm Jumeirah, choosing between Islamic vs conventional mortgage Dubai options becomes crucial. Dubai’s property market offers both financing routes, but they work quite differently – and understanding these differences could save you thousands while aligning with your values. The UAE […]

Can Expats Qualify for a Mortgage in Dubai? A 2025 Guide
Real Estate14 July 2025

Can Expats Qualify for a Mortgage in Dubai? A 2025 Guide

Dubai’s property market has transformed dramatically over the past few years, and here’s something that might surprise you – expat mortgage Dubai opportunities are more accessible than ever in 2025. While many foreign nationals assume they need to pay cash for Dubai properties, the reality is that thousands of expats are successfully securing competitive financing […]

Expat Property Finance in the UAE: How to Secure a Mortgage as a Foreigner
Real Estate14 July 2025

Expat Property Finance in the UAE: How to Secure a Mortgage as a Foreigner

Did you know that over 85% of Dubai’s population consists of expatriates, yet many don’t realize they can secure property financing in the UAE? If you’re an expat dreaming of owning property in this dynamic region, you’re not alone – and more importantly, it’s absolutely achievable. Expat property finance UAE has evolved significantly over the […]

Everything Expats Need to Know About Home Loans in the UAE: Your Complete Guide to Securing Property Finance
Real Estate12 July 2025

Everything Expats Need to Know About Home Loans in the UAE: Your Complete Guide to Securing Property Finance

Moving to the UAE as an expat and dreaming of owning your own property? You’re not alone. The Emirates have become a magnet for international professionals, entrepreneurs, and investors seeking luxury living and exceptional opportunities. But here’s the question everyone asks: can expats get a mortgage in Dubai and the broader UAE? The answer is […]

What Is the Minimum Salary to Qualify for a Home Loan in the UAE? Your Complete 2025 Guide
Real Estate11 July 2025

What Is the Minimum Salary to Qualify for a Home Loan in the UAE? Your Complete 2025 Guide

Did you know that the UAE property market saw over 48,000 transactions worth AED 120 billion in Dubai alone during Q3 2024? Yet many prospective homeowners find themselves asking the same fundamental question: What is the minimum salary to qualify for a home loan in the UAE? The answer isn’t as straightforward as you might […]

How Much Is the Mortgage Fee in Abu Dhabi? Your Complete 2025 Guide to Property Purchase Costs
Real Estate11 July 2025

How Much Is the Mortgage Fee in Abu Dhabi? Your Complete 2025 Guide to Property Purchase Costs

When clients call asking about property investments in the UAE, the conversation inevitably turns to one critical question: “How much is the mortgage fee in Abu Dhabi?” It’s a smart question, and one that deserves a comprehensive answer based on real market experience. Mortgage fees in Abu Dhabi can add up to approximately 5% of […]

How Much Deposit Do You Need for a Mortgage in the UAE?
Real Estate10 July 2025

How Much Deposit Do You Need for a Mortgage in the UAE?

The UAE property market continues to attract international investors and residents seeking luxury homes and strategic investments. However, one of the most critical questions potential buyers face is how much deposit do you need for a Mortgage in the UAE they’ll actually need to secure their ideal property. Understanding UAE mortgage deposit requirements isn’t just […]

How Much Does a Mortgage Broker Charge in UAE? Your Complete Guide to Broker Fees and Commission Rates
Real Estate9 July 2025

How Much Does a Mortgage Broker Charge in UAE? Your Complete Guide to Broker Fees and Commission Rates

Planning to buy property in the UAE? You’ve probably wondered about mortgage broker fees UAE and what you’ll actually pay for professional guidance through the Emirates’ complex property financing landscape. With Dubai’s property market booming and Abu Dhabi attracting international investors, understanding how much do mortgage brokers charge in Dubai has never been more crucial. […]

How Much is the Mortgage Registration Fee in UAE? A Complete 2025 Guide for Property Buyers
Real Estate8 July 2025

How Much is the Mortgage Registration Fee in UAE? A Complete 2025 Guide for Property Buyers

Looking to buy property in the UAE but worried about those hidden costs that keep adding up? You’re absolutely right to be concerned – and the mortgage registration fee in UAE is one expense that catches many buyers off guard. After facilitating over £4.2 billion in luxury asset financing across international markets, I’ve seen countless […]

VAT, Stamp Duty, and Tax Considerations in Land Financing: The Ultimate Guide for Savvy Investors
Real Estate7 July 2025

VAT, Stamp Duty, and Tax Considerations in Land Financing: The Ultimate Guide for Savvy Investors

The difference between a profitable land investment and a financial disaster often comes down to understanding VAT, Stamp Duty, and Tax Considerations in Land Financing. I’ve watched seasoned property investors lose hundreds of thousands simply because they didn’t grasp the tax implications before signing on the dotted line. Having arranged over £4.2 billion in luxury […]

How to Finance Eco-Developments and Sustainable Land Projects in the UK
Real Estate7 July 2025

How to Finance Eco-Developments and Sustainable Land Projects in the UK

Have you ever wondered how pioneering eco-developers are securing millions for groundbreaking sustainable projects across the UK? With £14.5 million investment in five UK research and innovation projects that will transform land use, re-think soil system health and carbon dynamics and an unprecedented focus on net-zero development, the landscape for funding eco-developments and sustainable land […]

Land Finance for Build-to-Rent or Build-to-Sell Pipelines
Real Estate5 July 2025

Land Finance for Build-to-Rent or Build-to-Sell Pipelines

The UK’s housing market is witnessing unprecedented demand, with £34 billion invested in acquiring or funding BTR assets since 2016 and rental prices climbing at record rates. For property developers and investors looking to capitalise on this opportunity, land finance for build-to-rent or build-to-sell pipelines has become the golden key to unlocking substantial returns. But […]

Private Lending for Off-Market Land Deals: How It Works
Real Estate4 July 2025

Private Lending for Off-Market Land Deals: How It Works

Ever wondered how savvy investors secure multi-million pound land deals that never hit the public market? While traditional banks stick to their rigid criteria, smart money finds its way through private lending for off-market land deals – a sophisticated financing approach that’s revolutionizing how developers and investors access exclusive opportunities. The reality is that the […]

How to Use Option Agreements & Joint Ventures to Secure Land Without Upfront Capital
Real Estate4 July 2025

How to Use Option Agreements & Joint Ventures to Secure Land Without Upfront Capital

You’ve spotted the perfect development site. Prime location, excellent planning potential, and massive profit opportunity. There’s just one problem – you don’t have £2 million sitting in your current account to buy it outright. Welcome to the club! But here’s where smart developers separate themselves from the dreamers. Using option agreements & joint ventures to […]

Specialist Mortgage Solutions for Non-Standard Income Profiles
Finance3 July 2025

Specialist Mortgage Solutions for Non-Standard Income Profiles

Securing property finance with multiple or non-traditional income streams can be challenging through conventional lenders. At Million Plus, we specialise in complex income mortgages, providing bespoke financing solutions for high-net-worth individuals, entrepreneurs, and professionals with sophisticated financial profiles. Why Traditional Lenders Struggle with Complex Incomes Standard mortgage providers typically evaluate applications using rigid criteria that […]

What Lenders Look for in UK Land-Only Finance Applications?
Real Estate2 July 2025

What Lenders Look for in UK Land-Only Finance Applications?

Ever wondered why land-only finance applications get rejected more often than standard property deals? You’re not alone. As someone who’s facilitated over £4.2 billion in luxury asset financing, I’ve seen countless land acquisition deals both succeed and fail spectacularly. The harsh reality? What lenders look for in land-only finance applications is completely different from traditional […]

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