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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleSuper YachtsAircraftCarsWineArt
What is the difference between summer and winter yacht seasons?
Yachts28 September 2026

What is the difference between summer and winter yacht seasons?

The global superyacht calendar is split into two main periods: the summer 'Med season' (May-Oct) in the Mediterranean and the winter 'Caribbean season' (Nov-Apr). This migration follows ideal weather, influencing charter locations, costs, and experiences.

What are expedition yachts and why are they trending in 2026?
Yachts28 September 2026

What are expedition yachts and why are they trending in 2026?

An expedition yacht is a robust, long-range vessel engineered for autonomous voyages to remote regions. They are trending in 2026 due to a UHNW desire for unique, experiential travel.

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What is the APA on a superyacht charter?
Yachts28 September 2026

What is the APA on a superyacht charter?

The Advance Provisioning Allowance (APA) is a fund covering variable costs on a superyacht charter, like fuel and provisions. Learn how the APA is calculated, managed, and reconciled for a fully customised voyage.

Can You Make a Profit Chartering Out Your Superyacht?
Yachts28 September 2026

Can You Make a Profit Chartering Out Your Superyacht?

While generating a net profit from chartering a superyacht is exceptionally rare, a professionally managed charter program can significantly mitigate annual running costs.

What is a superyacht refit and how much does it cost?
Yachts28 September 2026

What is a superyacht refit and how much does it cost?

A superyacht refit is an extensive overhaul to repair, upgrade, or modify a vessel's systems, exterior, or interior. Costs are highly variable, typically ranging from 5% to over 20% of the yacht's value.

Why Do Superyachts Fly Cayman Islands and Red Ensign Flags?
Yachts24 September 2026

Why Do Superyachts Fly Cayman Islands and Red Ensign Flags?

Superyachts often fly the Cayman Islands flag, part of the prestigious Red Ensign Group, for its combination of tax neutrality, a robust legal system based on English common law, and global recognition, which facilitates financing and operations.

What is the most expensive part of running a superyacht?
Yachts24 September 2026

What is the most expensive part of running a superyacht?

The single most expensive part of running a superyacht is the crew. Crew costs, encompassing salaries, benefits, and training, consistently represent the largest portion of a yacht's annual operating budget.

What is a pre-purchase inspection for a private jet?
Jets23 September 2026

What is a pre-purchase inspection for a private jet?

A deep dive into the private jet pre-purchase inspection (PPI). Understand the process, costs, and critical checks before acquiring a multi-million-dollar asset.

How long does it take to buy a private jet?
Jets23 September 2026

How long does it take to buy a private jet?

The timeline for buying a private jet varies significantly, from 60-180 days for a pre-owned aircraft to over two years for a new factory order. The process involves multiple stages, including team assembly, market search, due diligence, financing, and legal structuring, each with its own time considerations.

What is the average hourly rate for chartering a heavy jet?
Jets23 September 2026

What is the average hourly rate for chartering a heavy jet?

The average hourly rate for chartering a heavy jet typically ranges from £8,000 to £15,000, but this base rate excludes significant variable costs such as fuel, airport fees, and crew expenses, which determine the final price.

What is the 10 percent rule in superyacht ownership?
Yachts23 September 2026

What is the 10 percent rule in superyacht ownership?

The 10 percent rule is a long-standing guideline in the superyacht industry suggesting that the annual cost of running a yacht is approximately 10% of its initial purchase price. This figure covers everything from crew salaries and fuel to insurance and maintenance.

Can you bring pets on a private jet?
Jets23 September 2026

Can you bring pets on a private jet?

Yes, pets can travel in the cabin on a private jet, providing a stress-free alternative to commercial flights. This guide covers the essential documentation, processes, and rules for domestic and international pet travel.

What Are Empty Leg Flights and How to Find Them?
Jets22 September 2026

What Are Empty Leg Flights and How to Find Them?

An empty leg flight, also known as a repositioning flight, is a one-way private jet journey that occurs when an aircraft needs to fly without passengers to its next departure point or return to its home base. These flights are often available at significant discounts, offering a cost-effective way to experience private aviation.

What are jet cards and how do they work?
Jets22 September 2026

What are jet cards and how do they work?

A jet card is a private aviation product allowing clients to pre-purchase flight hours at fixed rates, ensuring guaranteed aircraft access. It's an ideal solution for those flying 25-100 hours annually, offering a balance of convenience, cost predictability, and flexibility.

Is fractional jet ownership worth it?
Jets22 September 2026

Is fractional jet ownership worth it?

Fractional jet ownership is ideal for those flying 50-400 hours annually, offering guaranteed access and predictable costs without the full burden of whole aircraft ownership. It balances the high fixed costs of owning a jet with the variable availability of on-demand charter.

What is Sustainable Aviation Fuel and why does it cost more?
Jets22 September 2026

What is Sustainable Aviation Fuel and why does it cost more?

Discover what Sustainable Aviation Fuel (SAF) is, the factors behind its higher cost, and how it's decarbonising private aviation for environmentally-conscious owners and operators.

New vs Pre-Owned Private Jets: Which is Better in 2026?
Jets22 September 2026

New vs Pre-Owned Private Jets: Which is Better in 2026?

Deciding between a new or pre-owned private jet in 2026 involves balancing acquisition cost, delivery time, customisation, and operational factors. New jets offer the latest technology and warranties, while pre-owned aircraft provide value and immediate availability.

What are the hidden fixed costs of owning a private jet?
Jets16 September 2026

What are the hidden fixed costs of owning a private jet?

The primary hidden fixed costs of owning a private jet include crew salaries, hangarage, insurance, and mandatory management fees, which can amount to millions annually before the aircraft even flies. Understanding these non-negotiable expenses is critical for prospective owners.

At what point does buying a private jet make financial sense?
Jets16 September 2026

At what point does buying a private jet make financial sense?

For UHNW individuals, the decision to buy a private jet hinges on a key financial metric: annual flight hours. Ownership typically becomes more cost-effective than chartering when flying over 250-400 hours per year.

Source of Wealth vs Source of Funds: what lenders want to know
Mortgages15 September 2026

Source of Wealth vs Source of Funds: what lenders want to know

Source of Wealth (SoW) explains the origin of your entire net worth, while Source of Funds (SoF) details the specific money being used for a transaction. Lenders require this to comply with Anti-Money Laundering regulations.

High value home insurance: what standard policies miss
Insurance15 September 2026

High value home insurance: what standard policies miss

Standard home insurance often leaves high value properties underinsured. Discover the specialist cover you need for art, jewellery, and unique homes.

Art-backed lending: how to borrow against your collection
Art15 September 2026

Art-backed lending: how to borrow against your collection

Art-backed lending allows collectors to secure a loan using their fine art as collateral. This provides a confidential and efficient way to access liquidity without being forced to sell treasured assets.

The rise of fractional ownership in luxury assets
Luxury Lifestyle15 September 2026

The rise of fractional ownership in luxury assets

Explore how fractional ownership is revolutionising access to luxury assets like jets, yachts, and supercars. Learn about the models, costs, and financial considerations for UHNW individuals.

How to Value and Trade Luxury Watches as Alternative Investments
Luxury Lifestyle15 September 2026

How to Value and Trade Luxury Watches as Alternative Investments

Learn how to value and trade luxury watches as alternative investments. This expert guide covers key valuation factors, market dynamics, and strategies for building a collection with iconic models from Rolex and Patek Philippe.