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Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
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MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
Our client owned a beautiful prime property in the heart of central London, valued at £18 million. As a long-standing client with a diverse global investment portfolio, they wanted to release capital tied up in their London residence to fund several new opportunities abroad. The challenge was clear: release substantial equity while maintaining ownership and […]
When our client decided to purchase a luxury townhouse in central London, he already had a well-established business and a strong financial foundation. However, much of his income came from overseas investments and cross-border business ventures. While his overall wealth was significant, traditional lenders struggled to understand his complex income structure. Our client had approached […]
Our client was an asset-rich individual in their early seventies holding multiple unencumbered UK residential properties alongside a diversified investment portfolio. Income was intentionally modest, reflecting lifestyle choice rather than financial constraint, which limited access to conventional mortgage products. Traditional equity release options were misaligned with the client’s objectives, offering limited flexibility and reduced long-term […]
The client was an international investor in their late sixties with a prime London residence held alongside overseas investments and family trust structures. Their wealth was concentrated in long-term assets, with limited UK income but significant global net worth. High-street lenders were unsuitable due to cross-border complexity, age criteria, and affordability assessments that failed to […]
Our client was a retired business owner in their early seventies who had built substantial wealth following the sale of a UK-based company. Their assets were primarily held in a prime main residence valued at approximately £3.4 million, supported by diversified investment portfolios and liquid reserves. While earned income had reduced following retirement, overall net […]
A family office managing multi-generational wealth held a collection of museum-grade antiques alongside financial investments and real estate. Liquidity was required to rebalance the portfolio and fund succession planning costs, but the family wished to avoid selling culturally significant assets. Million Plus Private Finance coordinated valuations and positioned the lending request within the family’s overall […]
An international investor held a diversified collection of antique artworks and historical objects stored across the UK and Europe. The client required short-to-medium-term liquidity to fund a property development opportunity but preferred not to sell assets or unwind existing investments. Conventional lenders were unable to assess the assets within standard criteria. The case was structured […]
The client was a UK-based business owner with a substantial collection of period furniture and decorative antiques held alongside commercial property and retained corporate profits. While asset-rich, the client sought liquidity to support a business acquisition without diverting capital from core operations. High-street lenders were unsuitable due to the non-standard nature of the assets and […]
Our client is an international investor with a multi-asset portfolio spanning UK property, European real estate, and financial investments generating income in multiple currencies. When purchasing a UK residential property valued at £3.5 million, conventional lenders struggled to assess overseas income streams and applied conservative assumptions that reduced borrowing flexibility. Million Plus Private Finance coordinated […]
Our client is an asset-rich individual with a diversified portfolio comprising UK residential property, overseas real estate, and liquid investments held across multiple jurisdictions. Approaching later life, the client sought to release capital to support estate planning objectives without selling core assets or restructuring long-held investments. High-street lenders applied restrictive age-based criteria and capital repayment […]
Our client is the majority shareholder of a profitable UK-based business with significant retained profits and a diversified investment portfolio, including commercial property and liquid assets. While acquiring a prime UK residential property valued at just over £4 million, the client required a borrowing structure that preserved liquidity and avoided unnecessary pressure on personal income. […]
An international investor with a diversified property portfolio sought to refinance an existing UK asset while maintaining exposure to US dollar income streams generated from overseas investments. The client’s priority was to improve cashflow alignment without compromising long-term ownership. Sterling-only remortgage options introduced currency friction and inflexible repayment terms, creating inefficiencies within the wider balance […]
A family office managing assets across Europe and the Middle East required mortgage finance to support a UK residential acquisition. The family’s balance sheet was predominantly denominated in foreign currencies, with sterling exposure deliberately limited as part of long-term capital planning. Conventional lenders were unable to support the structure due to currency denomination, asset complexity, […]
A senior international executive earning the majority of their income in euros sought to acquire a prime UK residential property. Their wider financial position was structured across international investments and retained earnings from overseas businesses, with limited exposure to sterling income. Conventional lenders were unable to accommodate the currency profile or assess affordability beyond standard […]
Our client is the majority shareholder and director of a profitable UK-based trading company, with personal wealth primarily held in retained business profits and a prime London residential property owned outright. Day-to-day income was modest relative to overall net worth, with surplus capital deliberately retained within the business to support future growth and investment. The […]
Our client was a high-net-worth business owner with operations and assets located in the UK and overseas. The business operated across multiple jurisdictions with differing regulatory requirements and risk profiles. Existing insurance solutions lacked coordination and did not provide sufficient clarity or consistency of cover across international operations. Million Plus Private Finance advised on and […]
Our client operated a high-value business across multiple UK locations with substantial investment in property, equipment, and staff. Insurance had been arranged incrementally over time, resulting in inconsistent coverage and limited protection against prolonged business interruption or operational disruption. Million Plus Private Finance conducted a comprehensive review of the client’s existing arrangements and advised on […]
Our client was the founder and principal shareholder of a well-established UK business where a significant proportion of revenue, strategic decision-making, and lender confidence depended on a small senior leadership team. Existing insurance arrangements were limited and no longer reflected the financial exposure the business would face if a key individual were unable to continue […]
Our client held a diversified portfolio of high-value assets, including overseas property and luxury items located across multiple jurisdictions. Existing insurance arrangements did not adequately address cross-border risks or differences in regulatory requirements. Million Plus Private Finance assessed the client’s international holdings and structured a bespoke asset protection solution in collaboration with specialist insurers. Coverage […]
Our client held a valuable private collection of fine art and collectibles, including rare and irreplaceable pieces. Existing insurance arrangements were limited in scope and did not fully reflect the value, provenance, or specialist requirements of the collection. Million Plus Private Finance worked closely with specialist insurers experienced in high-value art and collectibles to structure […]