A family office managing assets across Europe and the Middle East required mortgage finance to support a UK residential acquisition. The family’s balance sheet was predominantly denominated in foreign currencies, with sterling exposure deliberately limited as part of long-term capital planning.
Conventional lenders were unable to support the structure due to currency denomination, asset complexity, and the absence of conventional UK income streams. Standard lending terms did not reflect the family’s balance sheet strength or liquidity position.
Million Plus Private Finance worked with a specialist private bank lender to position the case based on asset quality, diversification, and long-term financial resilience. Valuation, legal coordination, and lender engagement were managed to ensure clarity and efficiency throughout the process.
The resulting foreign currency mortgage facility delivered appropriate leverage while maintaining consistency across the family’s multi-currency holdings. The structure supported ownership objectives, preserved capital flexibility, and aligned borrowing with the family office’s wider balance-sheet strategy.
