The client was a UK-based business owner with a substantial collection of period furniture and decorative antiques held alongside commercial property and retained corporate profits. While asset-rich, the client sought liquidity to support a business acquisition without diverting capital from core operations. High-street lenders were unsuitable due to the non-standard nature of the assets and the client’s preference for interest-only servicing.
Million Plus Private Finance positioned the case around the quality, provenance, and insured value of the collection, engaging a specialist lender experienced in lending against collectible assets. A facility of approximately £1.2m was arranged on an interest-only basis, secured against selected items. The outcome provided immediate liquidity while preserving ownership and maintaining balance-sheet efficiency across the client’s wider portfolio.
