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Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
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MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI · Privacy Policy
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
Discover the complete guide to securing hotel and hospitality finance in the UK. Learn about commercial mortgages, development loans, and how lenders assess trading potential to fund your next acquisition or refurbishment project.
A guide to securing commercial property finance in the UK, covering typical interest rates, loan terms, LTV ratios, and the key qualification criteria for investors and owner-occupiers.
Discover how ultra-high-net-worth individuals use sophisticated borrowing as a strategic tool for wealth enhancement, tax efficiency, and liquidity management, leveraging their entire balance sheet through specialist financial structures.
Asset-backed lending is a type of financing where a loan is secured against the value of a specific asset. It is primarily designed for HNW and UHNW individuals who possess significant assets but require liquidity without wishing to sell them.
Lombard lending allows you to secure a loan against your investment portfolio, providing access to significant liquidity without needing to sell assets and trigger capital gains tax. This is a flexible financing tool for HNW individuals to fund property, investments, or other large purchases.
A detailed analysis of the five key sectors—Defence Tech, Space, AI, Consumer Internet, and Web3—attracting billions in UHNW and institutional capital in the pre-IPO secondary market.
Discover the fundamental shift in the pre-IPO secondary market, where sophisticated UHNW and institutional investors are no longer seeking discounts but are paying significant premiums for scarce access to the world's leading private companies.
A deep dive into the pre-IPO secondary market for AI leader Anthropic, exploring why secondary trades are pricing the company at more than double its last primary funding round valuation.
A strategic guide for founders and early employees on selling pre-IPO stock. Learn how to assess your position, navigate company restrictions like ROFR, find qualified buyers, and structure a discreet transaction.
A technical guide for HNW investors on how pre-IPO secondary deals are executed, from simple direct share transfers to complex SPVs, forward contracts, and synthetic exposure, with worked examples from SpaceX and Anthropic.
The pre-IPO secondary market has transformed into a seller-controlled environment, characterised by intense buyer demand, severe supply scarcity, and significant price premiums over primary funding round valuations.
A direct application of the US "Buy, Borrow, Die" strategy can be disastrous for UK residents due to the 40% Inheritance Tax. Learn how to adapt the strategy with UK-specific tools like trusts and life insurance to protect your wealth.
A practical guide on leveraging your investment portfolio to access tax-free cash. Learn the step-by-step process of using asset-backed loans like Lombard loans to unlock liquidity without triggering Capital Gains Tax.
Discover the "Buy, Borrow, Die" strategy, a powerful wealth management framework used by the ultra-wealthy to access tax-free liquidity from their assets without selling, avoiding Capital Gains Tax and preserving generational wealth.
Discover how to legally offset UK tax with a private jet. This is primarily achieved through Capital Allowances and VAT recovery, both of which require the aircraft to be structured as a legitimate business asset with genuine commercial use, such as third-party charter.
Rate Decision Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week Published: 17 March 2026 Author: Paul Welch This Thursday, March 19, the Bank of England’s Monetary Policy Committee (MPC) will announce its latest decision on the UK’s base interest rate. Just a few weeks ago, the financial markets considered […]
Market Alert Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point The financial markets have sent a clear and urgent signal. In the last 48 hours, the underlying costs that determine every fixed-rate mortgage in the UK have surged dramatically. This is not a minor fluctuation. It is a seismic shift that […]
While super-prime London still attracts global wealth, the £1m–£10m buyer is increasingly heading for the country Prime London property has hit a soft patch, and it’s not just political noise or tax threats behind the slowdown. According to Paul Welch, founder of Million Plus Private Finance, affluent buyers in the £1m–£10m range are prioritising space, lifestyle and value, pushing demand beyond the […]
If you’re approaching the end of your current mortgage deal, you’ve probably asked yourself this question more than once. The decision between fixing your mortgage rate now or waiting for a potentially better deal can feel overwhelming, particularly during periods of rate uncertainty. The truth is there’s no single answer that works for everyone. What […]
Property sits at the core of generational wealth planning. For high-net-worth individuals and families, residential and commercial property represents both tangible security and strategic opportunity—assets that appreciate, generate income, and can be structured for long-term tax efficiency. How the wealthy use property to reduce tax isn’t about evasion or aggressive schemes. It’s about early planning, […]