An international high-net-worth investor required refinancing of a large UK commercial portfolio to release capital for future acquisitions. The properties were owned through special-purpose vehicles incorporated in different jurisdictions, and rental income was largely received in foreign currency. Many lenders declined due to the complexity of ownership verification and perceived foreign-exchange risk.
Million Plus Private Finance consolidated five commercial properties into a single lending facility and demonstrated the long-term sustainability of the income through a forward yield analysis. We secured 70% loan-to-value with a flexible drawdown that aligned with the client’s acquisition plans. The refinance delivered £26 million of available capital inside the investor’s operating company, enabling them to acquire two additional assets within six months without dilution of their equity position.
