Our client owned a historic country estate requiring comprehensive renovation and modernisation, including a guesthouse and leisure facilities. The property’s mixed-use elements, including short-term rental potential, complicated conventional financing.
Million Plus Private Finance assessed the full portfolio, including international assets and multiple income streams. We prepared a detailed lender submission highlighting projected rental income, estate value, and preservation of historical features. Specialist lenders were approached with a tailored structure, emphasising risk mitigation and long-term value.
A £5.6 million bespoke development loan was secured with interest-only repayments during renovation and flexible hybrid options post-completion. Funds were staged to coincide with construction milestones and material procurement, ensuring cashflow efficiency.
The renovation enhanced the estate’s value significantly and increased rental income. The client retained full ownership and avoided disrupting other investments. The financing solution reflected strategic alignment with broader wealth management objectives.
