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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleCarsSuper YachtsAircraftArtWine
What are the hidden fixed costs of owning a private jet?
Jets28 April 2026

What are the hidden fixed costs of owning a private jet?

The primary fixed costs of private jet ownership, beyond the purchase price, include crew salaries and training, hangarage, insurance, management fees, and essential technical subscriptions. These annual expenses can easily exceed £1 million for a midsize jet.

New vs pre-owned private jets: which is better in 2026?
Jets28 April 2026

New vs pre-owned private jets: which is better in 2026?

In 2026, a pre-owned private jet, particularly a model between 5-10 years old, offers the best balance of value, immediate availability, and proven technology for most buyers.

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How much does a private jet cost from light to ultra-long range?
Jets28 April 2026

How much does a private jet cost from light to ultra-long range?

Private jet prices range from £2 million for a pre-owned very light jet to over £65 million for a new ultra-long-range aircraft. The final cost depends on the jet's category, age, customisation, and avionics.

What is a pre-purchase inspection for a private jet?
Jets28 April 2026

What is a pre-purchase inspection for a private jet?

A pre-purchase inspection (PPI) is a comprehensive technical evaluation of a private jet's condition, maintenance history, and regulatory compliance. It is the most critical due diligence step to mitigate risk and verify the asset's value before a purchase is finalised.

Can you offset tax with a private jet?
Jets28 April 2026

Can you offset tax with a private jet?

Discover how to legally offset UK tax with a private jet. This is primarily achieved through Capital Allowances and VAT recovery, both of which require the aircraft to be structured as a legitimate business asset with genuine commercial use, such as third-party charter.

Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week
Finance17 March 2026

Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week

Rate Decision Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week Published: 17 March 2026 Author: Paul Welch This Thursday, March 19, the Bank of England's Monetary Policy Committee (MPC) will announce its latest decision on the UK's base interest rate.

Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point
Finance9 March 2026

Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point

Market Alert Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point The financial markets have sent a clear and urgent signal. In the last 48 hours, the underlying costs that determine every fixed-rate mortgage in the UK have surged dramatically. This is not a minor fluctuation.

How Our Private Client Refinanced their £14.4 Million International Property Portfolio
Million Pound Mortgages16 February 2026

How Our Private Client Refinanced their £14.4 Million International Property Portfolio

Our client, a global property investor with holdings across several jurisdictions, approached Million Plus Private Finance seeking refinancing for their international portfolio valued at £14.4 million. The aim was to simplify multiple existing loans, manage currency risk and improve cash flow by structuring their borrowing more efficiently.

How Our Client Released Equity from Their £18 Million Prime London Property
Case Studies16 February 2026

How Our Client Released Equity from Their £18 Million Prime London Property

Our client owned a beautiful prime property in the heart of central London, valued at £18 million. As a long-standing client with a diverse global investment portfolio, they wanted to release capital tied up in their London residence to fund several new opportunities abroad.

How Million Plus Private Finance Secured a £6 Million London Townhouse Through Private Bank Finance For Our Client
Case Studies16 February 2026

How Million Plus Private Finance Secured a £6 Million London Townhouse Through Private Bank Finance For Our Client

When our client decided to purchase a luxury townhouse in central London, he already had a well-established business and a strong financial foundation. However, much of his income came from overseas investments and cross-border business ventures. While his overall wealth was significant, traditional lenders struggled to understand his complex income structure.

London prime softens as affluent buyers chase value outside the capital
Finance4 February 2026

London prime softens as affluent buyers chase value outside the capital

While super-prime London still attracts global wealth, the £1m–£10m buyer is increasingly heading for the country Prime London property has hit a soft patch, and it's not just political noise or tax threats behind the slowdown.

Why Mortgage Valuations Come in Below Asking Price
Real Estate2 February 2026

Why Mortgage Valuations Come in Below Asking Price

You've had your offer accepted, exchanged contracts are in sight, and then your mortgage lender delivers unexpected news: their valuation has come in below the asking price you've agreed to pay. If you're feeling frustrated, confused, or worried about your purchase falling through, you're not alone.

What Makes a Property Unmortgageable in the UK?
Real Estate30 January 2026

What Makes a Property Unmortgageable in the UK?

Discovering that your dream property won't qualify for a mortgage can derail a purchase in devastating fashion. Whilst most UK properties meet standard lending criteria, certain characteristics make properties either temporarily or permanently unmortgageable through mainstream lenders.

Best Coastal Towns to Buy Property in the UK
Real Estate29 January 2026

Best Coastal Towns to Buy Property in the UK

The British coastline has never been more appealing to property buyers. Remote working, lifestyle reassessment and the search for better value outside major cities have transformed coastal towns from retirement destinations into genuine alternatives for families, professionals and investors alike. But "best" depends entirely on what you're looking for.

Swiss Luxury Alpine Resort Finance for an International Property Investor
International Mortgages29 January 2026

Swiss Luxury Alpine Resort Finance for an International Property Investor

Our client was an international property investor with an established portfolio of high-quality real estate and operating assets across Europe. They sought financing for the acquisition of a luxury alpine resort in Switzerland, positioned as a long-term lifestyle and investment asset with strong seasonal income characteristics, while preserving liquidity across the wider portfolio.

Cross-Border Investment Mortgage for an International Executive
International Mortgages29 January 2026

Cross-Border Investment Mortgage for an International Executive

The client was an internationally mobile executive with income derived from multiple jurisdictions and assets held across several currencies. They sought financing for an overseas investment property in the United States. Conventional lending frameworks struggled to accommodate the client's income structure and global exposure.

International Residential Mortgage for a UK Entrepreneur
International Mortgages29 January 2026

International Residential Mortgage for a UK Entrepreneur

The client was a UK-based entrepreneur with substantial retained profits and a diversified international investment portfolio. They were acquiring a prime residential property in Southern Europe intended as a long-term family asset. Local lending options were limited in their ability to assess the client's wider balance sheet and international income profile.

Agricultural Property Finance for a Diversified Rural Estate Portfolio
Agricultural Property Finance29 January 2026

Agricultural Property Finance for a Diversified Rural Estate Portfolio

Our client was a rural estate owner with agricultural land, let residential property, and commercial units held across multiple entities. Income was fragmented and retained within operating structures, making traditional affordability assessments restrictive. The requirement was to refinance existing borrowing and fund estate improvements without disrupting operational cashflow.

Farm Land Loan Structured for an Asset-Rich Rural Landowner
Agricultural Property Finance29 January 2026

Farm Land Loan Structured for an Asset-Rich Rural Landowner

An asset-rich landowner held agricultural land alongside development-adjacent plots and international investments. Income was largely investment-led, with minimal reliance on farming turnover. Conventional farm mortgage providers were unable to accommodate the client's structure or long-term repayment preferences.

Agricultural Property Finance for a Multi-Generational Farming Estate 
Agricultural Property Finance29 January 2026

Agricultural Property Finance for a Multi-Generational Farming Estate 

The client was a multi-generational farming family holding several hundred acres of agricultural land, with additional commercial and residential assets held within a family structure. Income was diversified across farming operations, land leasing, and retained profits, creating complexity for traditional agricultural lenders focused on operating income alone.

Trading Business Acquiring Owner-Occupied Commercial Premises
Commercial Property Finance29 January 2026

Trading Business Acquiring Owner-Occupied Commercial Premises

The borrower was the owner of a long-established UK manufacturing business seeking to acquire its trading premises following the expiration of a long-term lease. The property value was approximately £3.4 million, and the borrower required a commercial mortgage structure that avoided excessive amortisation and preserved cash within the operating business.

Regional Commercial Landlord Refinancing a Multi-Let Asset
Commercial Property Finance29 January 2026

Regional Commercial Landlord Refinancing a Multi-Let Asset

The borrower was a UK-based commercial landlord holding a diversified portfolio of regional industrial and office assets, with a focus on stable, income-producing properties. The requirement was to refinance a multi-let commercial building valued at approximately £4.6 million in order to consolidate existing facilities and improve cashflow efficiency.

Boutique Hotel Acquisition Using Commercial Property Finance
Commercial Property Finance29 January 2026

Boutique Hotel Acquisition Using Commercial Property Finance

The borrower was an experienced UK hotel operator acquiring a freehold boutique hotel with fewer than 30 keys in a prime regional location. The purchase price was approximately £5.2 million, with trading history supported by stable occupancy and consistent EBITDA.

£15.0 Million Family Office Property Portfolio Facility
Property Portfolio Finance29 January 2026

£15.0 Million Family Office Property Portfolio Facility

A family office managed a multi-property residential portfolio as part of a wider investment and intergenerational planning structure. Existing facilities lacked flexibility and did not align with long-term stewardship objectives. Million Plus Private Finance reviewed the portfolio's asset composition, income profile, and governance framework.