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Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
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MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI · Privacy Policy
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
Our client, an equity partner at a London law firm, required a £2 million mortgage to purchase a £3 million residential property. The clients income had increased materially over recent years through partnership drawings. Mainstream lenders relied on income averaging, significantly reducing borrowing capacity and failing to reflect the client’s current earnings or future trajectory. […]
Our client, an investment professional based in New York, wished to purchase a £2.5 million property in London as a UK base for their family. The clients income was paid in US dollars and included both salary and annual performance bonus. When approaching high-street lenders directly, significant currency haircuts were applied and bonus income was […]
Our client, a senior technology executive, sought a £1.4 million mortgage to purchase a prime London apartment. Our client’s remuneration comprised a base salary alongside vested restricted stock units (RSUs). Traditional lenders were unwilling to recognise share-based income, focusing solely on fixed salary and excluding RSUs from affordability calculations. This significantly understated the client’s true […]
What if I told you there’s a place an hour from London where people don’t lock their cars or homes? Where children cycle to school unsupervised, where you can work in the morning and sail to France for lunch, and where moving to Guernsey means keeping significantly more of what you earn—legally, quietly, and without […]
If you’re hoping to buy a house with bad credit, let’s start with the truth: it’s harder, but it’s not impossible. Bad credit doesn’t automatically disqualify you from homeownership, but it does narrow your options, increase your costs, and require more preparation than someone with a spotless credit file. The difference between “possible” and “affordable” […]
Our client, a corporate investor, sought insurance to safeguard his company’s operations, revenue streams, and key personnel. The business operated across multiple countries with complex regulatory requirements, making conventional corporate policies insufficient. Million Plus Private Finance reviewed the company’s operational risks, revenue exposure, and international structure. We collaborated with specialist insurers to provide a bespoke […]
Our client, a collector of fine art and luxury vehicles, required comprehensive coverage for her multi-asset portfolio, including high-value paintings, classic cars, and private jets. Standard policies failed to provide adequate coverage and bespoke risk assessment. Million Plus Private Finance structured a tailored insurance solution through specialist insurers, evaluating each asset’s provenance, valuation, and storage […]
Our client, a UK expatriate residing between Dubai and London, required a life insurance policy to provide financial security for his family while optimising estate planning across multiple jurisdictions. Standard providers were unable to accommodate his complex offshore holdings and international residency. Million Plus Private Finance assessed his full financial profile, including offshore assets, investment […]
Our client, a property developer, sought £4 million to acquire and redevelop a portfolio of retail and office units. The project involved multiple properties with varying lease structures, which made conventional lenders hesitant. Million Plus Private Finance reviewed his corporate financials, existing portfolios, and projected income from each property. We structured a bespoke multi-property commercial […]
Our client, a corporate investor, required £1.8 million to renovate and expand a boutique hotel in Manchester. High-street lenders were cautious due to the bespoke nature of the redevelopment and projected cashflows. Million Plus Private Finance structured a tailored commercial finance solution, presenting detailed cashflow projections, development timelines, and her existing property portfolio. We engaged […]
Our client, a high-net-worth investor, sought £2.5 million to acquire a prime office building in central London. Conventional Commercial lenders were hesitant due to the mix of commercial tenants and complex international ownership. Million Plus Private Finance reviewed their full financial portfolio, including multi-property holdings, corporate income streams, and international assets. We approached private banks […]
Our client, a property developer, required a £3 million facility to fund a large-scale residential renovation project. Million Plus Private Finance conducted a detailed review of his development portfolio, projected resale values, and cashflow forecasts. We structured a bespoke development loan with staged disbursements aligned to the renovation schedule. Legal, valuation, and tax considerations were […]
Our client, a self-employed director of a financial litigation firm, required £1.43 million to acquire a period property. Due to fluctuating, case-based income, the transaction required careful presentation to ensure lender confidence and timely completion. Million Plus Private Finance presented the client’s full financial profile, including company accounts, ongoing case revenue, and forthcoming settlements. The […]
Our client, a UK expatriate dividing time between the Middle East and the UK, required urgent funding to buy out an ex-spouse’s share of a £1.26 million primary residence. The property was a mixed-use asset, serving as both a private home and a short-term holiday let, requiring careful presentation due to its dual-use nature. Million […]
Our client required liquidity for a strategic acquisition while maintaining ownership of their crypto holdings and securities portfolio. Million Plus Private Finance evaluated the clients full wealth profile, including digital assets, listed securities, and international holdings. We structured a bespoke blended facility combining crypto-backed lending with a securities-backed Lombard loan. Interest-only and staged drawdowns were […]
Our client, a high-net-worth investor, sought £2 million to fund a private equity acquisition without liquidating her diversified securities portfolio. Traditional lenders were reluctant due to the combination of equities, bonds, and offshore holdings. Million Plus Private Finance structured a bespoke Lombard loan using the clients securities as collateral. We compiled detailed portfolio valuations, income […]
Our client, a UK expatriate living between Europe and the Middle East, needed £1.5 million to refinance a property portfolio while preserving his cryptocurrency holdings. Traditional lenders were unwilling to assess crypto assets due to volatility and custody concerns. Million Plus Private Finance conducted a full review of his financial profile, including crypto wallets, digital […]
Buying your first private jet is absolutely volcanic. It’s one of the most exciting purchases you’ll ever make, but here’s the truth: it’s also one of the most complicated. The ultra-wealthy don’t just browse online listings and click “buy now” on a Gulfstream. That’s not how this works. The smartest buyers follow a disciplined, strategic […]
Buying your first home ranks among life’s most significant financial decisions—and potentially most expensive mistakes. First-time buyers face particular vulnerability: lacking transaction experience, often stretching budgets to enter competitive markets, and navigating complex legal and financial processes without the benefit of lessons learned from previous purchases. Research from HomeOwners Alliance suggests first-time buyers make errors […]
Moving business to Dubai isn’t just a tax decision—it’s a complete business transformation. Over the past few years, I’ve watched hundreds of founders, investors, and entrepreneurs make this move, and what surprised me most isn’t the tax savings. It’s how fundamentally different your business becomes when you operate from a genuinely pro-business environment. Dubai has […]