An asset-rich landowner held agricultural land alongside development-adjacent plots and international investments. Income was largely investment-led, with minimal reliance on farming turnover. Conventional farm mortgage providers were unable to accommodate the client’s structure or long-term repayment preferences.
Million Plus Private Finance engaged a private bank lender, positioning the agricultural assets as part of a broader multi-asset balance sheet. Emphasis was placed on land quality, strategic location, and liquidity held elsewhere. A bespoke farm land loan was structured with an interest-only profile to support flexibility.
The facility enabled the client to release capital against agricultural land while retaining strategic ownership and future flexibility. The structure enhanced liquidity management, supported broader investment planning, and preserved optionality around future land use and succession considerations.
