M
MillionPlus
Available now
How can we help?
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
Buying your first home is one of the biggest financial milestones you’ll ever reach. But with property prices climbing and mortgage rates fluctuating, choosing the right location can make all the difference. According to the latest Halifax First-Time Buyer Review, certain UK cities are standing out as first-time buyer hotspots—places where new homeowners make up […]
When you’re buying a home, you’ll face a mountain of paperwork, legal jargon, and financial decisions. One question that often causes confusion is: do I need life insurance to get a mortgage? The short answer is no—life insurance is not a legal requirement for getting a mortgage in the UK. However, that doesn’t mean it’s […]
Your mortgage renewal might feel like a long way off, but preparing early could save you thousands of pounds and spare you from unnecessary stress. Whether your current deal ends in six months or next year, now’s the time to get ahead of the game. A mortgage renewal is when your existing mortgage deal comes […]
The UK buy to let (BTL) mortgage market is entering a new phase in 2025. Despite headlines about rates and regulation, the fundamentals remain strong with rising rental demand, limited supply, and renewed competition among specialist lenders. For high-net-worth investors and portfolio landlords, this environment offers significant opportunity, provided finance is structured correctly. In this […]
Owning UK Property While Living Abroad – The Expat Mortgage Guide Owning property in the UK while living overseas is entirely possible with the right financial structure and specialist guidance. At Million Plus Private Finance, we help British expats living in the UAE, Saudi Arabia, Singapore, Hong Kong, and France secure tailored UK expat mortgages […]
You’ve built up equity in your home over the years. Your property’s value has increased, you’ve paid down a decent chunk of your mortgage, and now you’re sitting on what could be a substantial deposit for a second property – locked inside your current home. The question is: how do you access that equity to […]
Renovating your home can be one of the most exciting projects you’ll ever undertake. Whether you’re adding an extension, modernising a kitchen, or converting a loft, the promise of transforming your space is thrilling. But here’s the reality: renovation projects can quickly become expensive, stressful nightmares if not properly managed. Poor planning, unexpected costs, and […]
You’ve settled into your monthly mortgage payments, and maybe you’ve had a salary increase or found yourself with a bit more breathing room at the end of the month. That’s when the question hits: should I overpay my mortgage? It’s a smart question to ask. Overpaying your mortgage can be one of the most effective […]
Ever wondered how the super rich finance their superyachts? I mean, we’re talking about floating palaces worth £100 million, £200 million, sometimes over £500 million. Do they just write a cheque? Take out a mortgage? Or is there something more complex at play? Recently, I sat down with Olivier, a leading financier in the superyacht […]
How Foreign Nationals Can Buy or Finance Property in the UK Purchasing property in the UK as a foreign national or non-resident is a proven strategy for global investors, entrepreneurs, and families looking to diversify their portfolios. At Million Plus Private Finance, we help clients from the Middle East, Europe, and Asia structure bespoke UK […]
Remortgaging is one of the most powerful financial tools homeowners can use to save money, reduce repayments, or release cash from their property.Yet many people still find the process confusing — especially when trying to figure out if it’s worth switching from their current mortgage deal. In this guide, our MillionPlus mortgage experts explain how […]
Life can change — careers evolve, families grow, and financial circumstances shift.So, it’s no surprise that many homeowners eventually ask: “Can I change the term of my mortgage?” The short answer is yes, you can. However, doing so involves important financial considerations that can affect both your monthly repayments and your overall cost of borrowing.This […]
The UK housing market showed further signs of recovery in September 2025, with average house prices rising by 0.5% month-on-month, according to the latest data from Nationwide Building Society. This increase lifted the average property value to £271,995, surpassing Capital Economics’ forecast of a 0.2% gain and reversing August’s 0.1% decline. On an annual basis, […]
Remortgaging in 2025 is no longer just a financial move – for many families, it’s a strategy to take control of their household budget and secure a more stable future. Whether your fixed-rate deal is ending soon or you’re looking to reduce monthly payments, understanding the real cost of remortgaging can help you avoid hidden […]
For many parents over 55, the home represents both a place of security and their largest financial asset. Equity release has grown in popularity as a way to unlock some of this wealth without selling the property. Whether it’s boosting retirement income, covering healthcare costs, or helping children financially, equity release can seem appealing — […]
By Paul Welch, CEO & Founder of MillionPlus.com | Finance Expert on YouTube The Saudi housing market in 2025 is experiencing unprecedented growth, with Riyadh and Jeddah set to deliver nearly 28,000 new homes by year end. Driven by the Kingdom’s ambitious Vision 2030 real estate strategy, Saudi Arabia is rapidly transforming its cities, expanding […]
When an introductory mortgage deal (usually a fixed or discount/tracker) ends, most borrowers automatically roll onto their lender’s Standard Variable Rate (SVR). For many families, that “reversion” lifts monthly repayments noticeably — sometimes by hundreds of pounds — because SVRs are typically higher than new-customer “special” deals. This guide explains what SVR is, why so […]
Raising a family comes with many responsibilities, and securing the right mortgage is one of the biggest financial commitments you’ll ever make. Whether you’re buying your first family home, helping older children step onto the property ladder, or remortgaging to save money, understanding how family mortgages work can help you make better long-term choices. This […]
For many homeowners, the idea of being completely mortgage-free is appealing. A mortgage is usually the largest financial commitment people take on in their lifetime, so the prospect of clearing it early can feel liberating. But paying off your mortgage before the term ends is not always the most efficient use of your money. Depending […]
Managing multiple debts can be overwhelming. If you have credit cards, overdrafts, store cards, and personal loans, all with different interest rates and repayment dates, keeping track of what you owe can feel like a full-time job. A debt consolidation loan won’t reduce the amount you owe, but it can help you manage it more […]