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Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
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MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
The UK’s staycation trend has surged in recent years, making holiday let investments increasingly attractive. However, financing such properties differs from traditional buy-to-let arrangements. This guide explores options for holiday Let Mortgages, delves into affordability calculations, and offers tips to maximize profitability. Understanding Holiday Let Mortgages A holiday let mortgage is designed for properties rented […]
In today’s dynamic property market, securing a mortgage can be challenging, especially for first-time buyers and landlords with limited income. The Joint Borrower Sole Proprietor (JBSP) mortgage offers a practical solution, enabling multiple individuals to share borrowing responsibilities without sharing property ownership. This arrangement not only increases borrowing capacity but also provides flexibility in property […]
High-net-worth individuals (HNWIs) often encounter unique financial challenges that require bespoke solutions. Standard financial products may not align with the complexities of substantial wealth, necessitating customized approaches in areas such as mortgage products, tax-efficient borrowing strategies, and asset-backed lending. Bespoke Mortgage Products Traditional mortgage offerings may not suit the intricate financial landscapes of HNWIs. Specialist […]
Securing Large mortgages requires a nuanced understanding of the financial landscape, especially for high-net-worth individuals whose complex financial profiles often don’t align with standard lending criteria. Traditional lenders may not offer the flexibility needed to accommodate significant loan amounts, making specialized approaches essential. Bespoke Lending Solutions High-net-worth borrowers often benefit from personalized lending solutions tailored […]
Embarking on the journey to build a UK property portfolio while residing abroad is an exciting venture. However, securing mortgages for Expats may encounter unique challenges. Understanding these obstacles and implementing effective strategies can pave the way for successful property investment from overseas. Challenges Faced in Securing Mortgages for Expats in UK 1. Income Verification […]
Buying property in the UK as a foreign national is entirely feasible, but it involves navigating specific processes and meeting certain eligibility criteria. Understanding these requirements can streamline your property acquisition journey, whether you’re aiming for a residential home or an investment property. Eligibility Criteria Lenders assess several factors when considering mortgage applications from foreign […]
Securing a mortgage in the UK can be intricate, especially for high net worth individuals (HNWIs) whose income streams originate from abroad. Lenders often exercise caution due to complexities in verifying foreign income, currency fluctuations, and differing tax regulations. However, with thorough preparation and the right guidance, obtaining a mortgage under these circumstances is achievable. […]
Dreaming of living in a converted barn, a historic castle, or an eco-friendly hobbit house? While these unique properties offer charm and character, securing large mortgages for them can be a bit of a maze. But don’t fret! With the right knowledge and approach, you can secure large mortgages and turn that unconventional dream home […]
Securing a mortgage can be challenging, especially when your income doesn’t fit the traditional mold. For individuals with multiple income sources—such as dividends, bonuses, freelance earnings, or rental income-proving financial stability to lenders requires a strategic approach. Understanding the intricacies of complex income and how to present it effectively can significantly enhance your chances of […]
Equity release is a financial solution that allows homeowners to access the wealth tied up in their properties without selling them. This is particularly beneficial for retirees seeking additional income or funding major expenses. How Equity Release Works Equity release schemes, such as lifetime mortgages or home reversion plans, enable homeowners aged 55+ to borrow […]
Commercial mortgages are vital for business owners and investors looking to acquire, refinance, or develop high-value commercial properties. From office spaces and retail outlets to warehouses and industrial units, these loans provide the financial flexibility needed to expand your business portfolio. What Are Commercial Mortgages? Commercial mortgages are loans secured against commercial properties. Unlike residential […]
The allure of owning property abroad has captivated many high-net-worth individuals (HNWIs), from luxury villas in the Mediterranean to modern apartments in bustling urban centers like Dubai or New York. However, financing international property investments can be complex due to differing regulations, currencies, and tax systems. International mortgages provide a tailored solution, enabling buyers to […]
The mortgage landscape for high-value properties is significantly more complex than standard lending. High-net-worth individuals (HNWIs) often have unique financial situations that require a bespoke approach. Specialist mortgage advice plays a critical role in securing large loans, ensuring tailored solutions that address specific needs and long-term financial goals. Why Specialist Mortgage Advice is Crucial Large […]
Start by reviewing your current mortgage terms then shop around for new deals. Compare rates and consult a mortgage advisor as needed. Once you found the best offer, apply with a new lender and let them handle the switch. There are also additional features by remortgaging such as overpaying etc that may be also beneficial […]
If you’re looking for the best remortgage deals, rates are constantly changing, so it’s essential to compare lenders. Check out comparison websites or consult a mortgage broker to find the most competitive rates tailored to your situation. Paul Welch refers all finance enquiries to Million Plus Private Finance Limited, FCA number 1006539 is an appointed […]
It could save you hundreds and thousands of pounds by securing a lower interest rate depending on how much you’ve borrowed freeing up equity for renovations or consolidating debt into a more manageable payment if your current mortgage deal is ending. Remortgaging can also help you avoid paying higher standard variable rates and as always […]
How to FINANCE your DREAM CAR is an important decision to make when buying your dream car.If your looking to buy a car contact LukeHemingway@jacksons.gg or telephone 044 1481 235441. Thank you to Van Mossel Automotive Group that allowed us to work in their showrooms. They are a large automotive company that originated in the […]
Exploring JMSO: A Family Mortgage Guide In this short but informative video, we delve into the world of Joint Mortgage Sole Owner (JMSO) options. JMSOs aren’t just a stepping stone for first-time homebuyers or a tool for emergency funds. They’re a versatile financial instrument that can bring families together and provide solutions in various situations. […]
Unlocking Your Dream Home: 10 Tips for a Large Mortgage Welcome to our comprehensive guide on how to successfully manage and secure a large mortgage. Whether you’re eyeing a luxury property or simply needing a substantial loan, our video is packed with invaluable insights from industry experts. Let’s dive into these game-changing tips! https://youtu.be/n5eXmQBCDqk Tip […]
In this insightful discussion, Paul Welch shares his wealth of knowledge on how to leverage assets for high net worth individuals who are asset rich but cash poor. Discover how private finance can unlock opportunities for your financial future. https://youtu.be/w2UNRdTSNBo Are you a high net worth individual with assets but in need of cash for […]