Luxury Asset Finance
Secure bespoke financing for yachts, private jets, fine art, and luxury vehicles through private banks and specialist lenders, structured around your complete wealth profile.
Why High-Net-Worth Borrowers Choose Million Plus Private Finance
Financing high-value assets requires specialist expertise beyond conventional lending. Million Plus Private Finance delivers bespoke solutions for luxury assets, including super yachts, private jets, luxury vehicles, and fine art.
Our advisers specialise exclusively in high-value and complex finance cases, working daily with private banks that do not operate on public comparison platforms. We leverage private banks and specialist lenders to structure loans around complex income, multi-asset portfolios, and international holdings. Each application is prepared with discretion, speed, and precision to secure competitive terms. Whether acquiring a unique collectible, expanding a fleet of private aircraft, or investing in a luxury yacht, Million Plus Private Finance ensures lending is tailored to your wealth profile, investment goals, and long term strategy.
Our team guides every stage of the financing process, from initial consultation to loan completion, ensuring a seamless experience for high-net-worth clients. We manage valuations, lender submissions, and legal coordination, providing expert advice on interest only or hybrid repayment structures to optimise cashflow. Every transaction is handled with discretion and precision to protect your financial interests.
Our luxury asset services include:
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Million Plus Private Finance specialises in bespoke lending for high value assets. We work closely with private banks and specialist lenders to provide tailored financing for yachts, private jets, luxury cars, fine art, and other premium collectibles.
Lenders assess luxury asset finance differently from traditional loans, focusing on net worth, liquidity, asset quality, and long term wealth strategy rather than salary alone.
Each application is prepared to present the client’s full financial profiles, including multiple income streams, business interests, investment portfolios, offshore holdings and international assets. By structuring applications in this way, we maximise borrowing potential while ensuring lenders understand the full context of your wealth.
Interest only and hybrid repayment structures are commonly used to preserve liquidity and maintain strategic financial planning. Our team also coordinates professional valuations, lender communications, and legal coordination to ensure a seamless and discreet process.
Clients benefit from access to lenders who specialise exclusively in high-net-worth asset finance, along with competitive terms and flexible solutions tailored to individual needs. Whether acquiring a one-of-a-kind collectible, expanding a private jet fleet, or upgrading a luxury vehicle, every financing arrangement is designed to complement the client’s broader wealth strategy and long term objectives. Million Plus Private Finance delivers a structured, efficient, and fully personalised experience from initial consultation to final completion.
case studies
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Structuring Luxury Asset Finance for High-Value Portfolios
Structuring finance for luxury assets requires specialist expertise, deep lender relationships, and a clear understanding of how private banks assess high-net-worth borrowers. Unlike conventional lending, luxury asset finance is evaluated in the context of a client’s overall wealth position, liquidity profile, and long-term financial strategy, rather than income in isolation.
Million Plus Private Finance works with private banks and specialist lenders to arrange bespoke financing solutions for yachts, private jets, luxury vehicles, fine art, and other high value collectibles. Each transaction is structured to reflect the specific characteristics of the asset, including jurisdiction, usage profile, valuation considerations, and resale dynamics. Where appropriate, multiple assets can be included within a single financing facility, enabling efficient capital deployment and simplified management.
Clients with complex financial profiles often benefit from interest only or tailored repayment structures. These structures are designed to preserve liquidity, maintain investment flexibility, and support broader wealth planning objectives. When aligned with anticipated cashflow, investment returns, or future asset disposals, luxury asset finance becomes a strategic capital planning tool rather than a source of friction.
Beyond arranging funding, Million Plus Private Finance manages the full execution process. This includes coordinating professional valuations, surveys, legal documentation, and lender submissions, ensuring that each transaction progresses efficiently and confidentially. By maintaining close dialogue with lenders and monitoring market conditions, we are able to secure competitive terms and adapt structures in line with evolving lender appetite.
Clients benefit from a personalised, consultative approach and access to lenders who specialise in high value asset finance and understand the nuances of complex ownership structures. Every solution is tailored to the client’s objectives, whether acquiring a rare collectible, expanding an aircraft fleet, consolidating multiple luxury assets, or financing a superyacht as part of a diversified wealth strategy.
frequently asked questions
Mortgage Questions Answered
How does luxury asset finance work?
Luxury asset finance is structured around a client’s overall wealth profile rather than income alone. Million Plus works with private banks and specialist lenders to arrange bespoke facilities secured against high value assets, using tailored repayment structures such as interest-only or hybrid options where appropriate.
What assets can be financed?
A wide range of high value assets can be financed, including yachts, private jets, luxury vehicles, fine art, jewellery, and other significant collectibles. In many cases, multiple assets can be consolidated within a single financing facility to support efficient capital management.
Are interest only or tailored repayment structures available?
Yes. Interest only and tailored repayment structures are commonly used in luxury asset finance to preserve liquidity and maintain investment flexibility. These structures can be aligned with anticipated cashflow, investment returns, or future asset disposals as part of a broader wealth strategy.
Can multi-asset portfolios be financed?
Yes. Multiple luxury assets can often be combined within a single financing facility. This approach can simplify management, improve flexibility, and support strategic planning for clients with diversified portfolios across different asset classes and jurisdictions.
How quickly can luxury asset finance complete?
Timeframes vary depending on asset type, structure, and documentation. With early preparation and complete financial information, luxury asset finance can often be arranged within a matter of weeks, particularly where valuations and legal structures are already established.
exclusive marketplace
Luxury Real Estate
Finance Without Limits
From luxury property to high-value assets, Million Plus Private Finance operates beyond high-street lending. Built on enduring relationships with private banks, we structure bespoke financing solutions that support complex transactions, preserve optionality, and align seamlessly with long-term wealth strategies.
