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Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
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MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
Our client, a high-net-worth investor, sought £2 million to fund a private equity acquisition without liquidating her diversified securities portfolio. Traditional lenders were reluctant due to the combination of equities, bonds, and offshore holdings. Million Plus Private Finance structured a bespoke Lombard loan using the clients securities as collateral. We compiled detailed portfolio valuations, income […]
Our client, a UK expatriate living between Europe and the Middle East, needed £1.5 million to refinance a property portfolio while preserving his cryptocurrency holdings. Traditional lenders were unwilling to assess crypto assets due to volatility and custody concerns. Million Plus Private Finance conducted a full review of his financial profile, including crypto wallets, digital […]
Buying your first private jet is absolutely volcanic. It’s one of the most exciting purchases you’ll ever make, but here’s the truth: it’s also one of the most complicated. The ultra-wealthy don’t just browse online listings and click “buy now” on a Gulfstream. That’s not how this works. The smartest buyers follow a disciplined, strategic […]
Buying your first home ranks among life’s most significant financial decisions—and potentially most expensive mistakes. First-time buyers face particular vulnerability: lacking transaction experience, often stretching budgets to enter competitive markets, and navigating complex legal and financial processes without the benefit of lessons learned from previous purchases. Research from HomeOwners Alliance suggests first-time buyers make errors […]
Moving business to Dubai isn’t just a tax decision—it’s a complete business transformation. Over the past few years, I’ve watched hundreds of founders, investors, and entrepreneurs make this move, and what surprised me most isn’t the tax savings. It’s how fundamentally different your business becomes when you operate from a genuinely pro-business environment. Dubai has […]
Property ownership represents a cornerstone of UK wealth accumulation, with residential and commercial real estate comprising approximately 65% of high-net-worth individual portfolios according to wealth management studies. However, property’s tax treatment—capital gains tax on disposals, inheritance tax on estates, income tax on rentals, and stamp duty on acquisitions—creates substantial friction costs that can erode returns […]
Our client approached Million Plus to finance a 106 metre super yacht built in Italy, valued at £100 million. The challenge was their complex financial profile: they had multiple offshore investments, fluctuating dividend income, and an ongoing property development portfolio. Traditional lenders hesitated due to the yacht being intended for both personal use and short […]
Choosing between an interest-only and repayment mortgage represents one of the most consequential financial decisions you’ll make when purchasing property. The structure you select determines not just your monthly payment affordability, but your total borrowing cost over 25-30 years, your equity accumulation rate, and ultimately whether you own your property outright at mortgage maturity. With […]
The Renters Reform Act represents the most significant overhaul of England’s private rental sector in decades. After years of consultation, delays, and political debate, the legislation that fundamentally reshapes the landlord-tenant relationship is now being implemented throughout 2026. For the UK’s 11 million private renters, this means substantially stronger protections against unfair evictions, improved property […]
Imagine living somewhere with no traffic noise, no cars, and yes—no income tax. Sounds like fantasy, doesn’t it? Yet there’s a place just an hour’s flight from London where this reality exists. Welcome to Sark, the only tax free island in Europe that most people have never heard of. Sark is a British Crown Dependency […]
Timing your property purchase can genuinely save you tens of thousands of pounds. The UK housing market follows predictable seasonal patterns that create windows of opportunity for savvy buyers—periods when competition drops, seller motivation peaks, and negotiation leverage shifts dramatically in your favour. Understanding these cycles matters more than most buyers realize. The difference between […]
Shared ownership has become one of the UK’s most discussed property schemes, yet it remains one of the most misunderstood. With property prices in many UK cities now completely out of reach for average earners, the part-buy part-rent model promises an accessible route onto the property ladder. But is shared ownership actually worth it in […]
Our client, a UK expatriate dividing his time between the Middle East and the UK, needed urgent funding to buy out his ex-spouse’s share of a £1.26 million primary residence. The property was a mixed-use asset, serving as both a private home and short-term holiday let. Traditional lenders were hesitant due to the property being […]
Finding an affordable property in today’s UK market feels like searching for a needle in a haystack, doesn’t it? With London property prices absolutely volcanic and even regional cities pushing beyond what most buyers can afford, knowing where to look becomes the difference between getting on the property ladder this year or waiting another five. […]
Rumours of stamp duty relief dominated property speculation through late 2025 as buyers hoped the Autumn Budget would deliver meaningful cost reductions. Instead, the government maintained the status quo—no cuts, no extensions, no relief. For buyers already struggling with elevated house prices, high mortgage rates, and squeezed household budgets, this represents yet another affordability barrier […]
Saving for a house deposit feels like an impossible mountain to climb, doesn’t it? You’re watching property prices tick upwards while your savings account grows at what feels like a snail’s pace. The good news? With the right strategy and a clear understanding of exactly how much you need, that deposit target becomes far more […]
The government has announced a new mansion tax targeting high-value properties and increased income tax for landlords. The measures, set to take effect from 2027 and 2028, will impact less than 1% of the UK housing market but could have broader implications for market sentiment. Key Takeaways Mansion Tax Overview The Chancellor confirmed that a […]
Summer transforms Britain’s countryside into a celebration of natural beauty. Wildflowers blanket village greens, riverside living becomes an idyllic daily experience, and long evenings bring communities together outside historic pubs and along ancient cobbled streets. The British countryside shows its most vibrant character during these golden months. The prettiest summer villages UK offers combine centuries […]
Autumn transforms Britain’s countryside into something extraordinary. Golden foliage blankets ancient oak and beech trees, crisp morning air settles over cobblestone streets, and rural villages take on a slower, more contemplative pace that makes them utterly irresistible. The prettiest autumn villages UK has to offer combine natural beauty with centuries of architectural heritage—think honey-colored Cotswold […]
The allure of countryside living UK has never been stronger. More families, professionals, and retirees are leaving urban centres, drawn by the promise of cleaner air, stronger communities, better schools, and homes with genuine character. The rural lifestyle offers something cities simply cannot—space to breathe, nature on your doorstep, and that slower, more intentional pace […]