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MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

You’re aboard a $50 million superyacht, the ocean’s swells are creating that familiar rolling motion, and your guest is trying to line up a perfect billiard shot. Traditionally, this would be impossible. But one brilliant engineer changed everything with stabilized yacht furniture that’s revolutionizing luxury maritime experiences worldwide. Meet Svend, the inventor whose ingenious yacht […]

You’re cruising the Mediterranean on your superyacht, the sea breeze in your hair, but beneath the surface, 98% of all cleaning products used on board will eventually end up in the ocean. That’s not just a statistic – it’s a sobering reality that’s transforming how the luxury marine industry approaches vessel maintenance. As someone who’s […]

Imagine having £2 million in Bitcoin but needing cash for your dream property purchase without selling your precious crypto. It’s absolutely possible, and thousands of savvy investors are already doing it. Crypto-backed loans are revolutionising how high-net-worth individuals access liquidity while preserving their digital asset positions. The cryptocurrency lending market has exploded, with regulated lenders […]

Have you ever wondered what a city built from scratch in the 21st century looks like? Welcome to King Abdullah Economic City (KAEC), Saudi Arabia’s ambitious answer to urban planning perfection. This isn’t just another development – it’s a living, breathing testament to what happens when visionary leadership meets unlimited resources. Located on Saudi Arabia’s […]

Our client required financing for a private jet worth £5 million, complicated by their ownership of multiple international properties and cross-border business income. Traditional lenders were concerned about foreign revenue streams and the jet’s commercial use for occasional corporate charters. Million Plus presented a full financial dossier, including projected charter income, offshore holdings, and business […]

Have you ever found yourself in a financial pinch, needing funds urgently for that dream property purchase? Picture this: you’ve spotted your perfect home, but your current property hasn’t sold yet. What do you do? That’s precisely where bridging loans step in seamlessly, bridging the financial gap when timing is absolutely crucial. A bridging loan […]

Is an ISA millionaire status the fastest way to build wealth in today’s financial climate? With the UK’s political landscape shifting and potential tax changes looming, maximizing your tax-free savings through ISAs has never been more critical. In fact, according to recent data from Hargreaves Lansdown, there’s been a 71% increase in people contributing the […]

Think buying UK property as a foreign national is too complex or restrictive? Think again. Foreign nationals purchased over 13% of all London properties last year, proving that international property ownership isn’t just possible – it’s thriving. Whether you’re relocating for business, securing your children’s education, or diversifying your investment portfolio, navigating the UK property […]

When you’re sitting on millions in assets but find yourself locked out of conventional lending products, you quickly realize that tailored financial solutions for high net worth individuals aren’t a luxury – they’re a necessity. As someone who’s arranged over £4.2 billion in large mortgages across multiple asset classes, I can tell you that the […]

Being self-employed mortgage UK 2025 doesn’t mean you’re locked out of homeownership. In fact, with the right approach and expert guidance, getting a mortgage as a self-employed individual can be surprisingly straightforward. Whether you’re a sole trader, limited company director, or in a partnership, there are financing solutions designed specifically for your unique situation. The […]

The Sophisticated World of Large Mortgage Loans UK When you’re looking to secure large mortgage loans UK financing above £1 million, you’re stepping into a realm where traditional mortgage rules simply don’t apply. This isn’t about salary multiples or high street lending criteria – it’s about understanding how sophisticated wealth structures can unlock extraordinary property […]

Getting a mortgage with unusual income might seem impossible when you’re dealing with self-employment, multiple income streams, or even no traditional income at all. But here’s what most people don’t realize – it’s not only possible, it’s more common than you’d think. After spending over 20 years helping clients arrange large mortgages, I’ve seen every […]

Want to know how to turn the UK’s staycation boom into your next wealth-building opportunity? The holiday let mortgage market has exploded post-COVID, creating incredible investment opportunities for savvy property investors. But here’s the thing – financing these properties is completely different from traditional buy-to-let arrangements, and understanding these differences could be the key to […]

Securing a non-domiciled mortgage UK doesn’t have to feel like navigating a financial maze. Whether you’re an international investor looking to establish a foothold in London’s prime property market or planning your relocation to the countryside, the right mortgage solution is absolutely achievable with proper guidance. The reality is that mortgages for non-domiciled individuals present […]

Living in Dubai, Spain, or anywhere abroad as a British citizen doesn’t mean you’re locked out of the UK property market. I’m Paul Welch, and I’ve helped arrange over £4.2 billion in financing, including countless UK mortgages for expats who thought their overseas lifestyle made UK property ownership impossible. The reality? Getting a UK mortgage […]

You’ve just found the perfect £8 million townhouse in Chelsea, but your high street bank can’t stretch beyond their standard lending limits. Sound familiar? If you’re looking to secure a London high value mortgage for prime property in the capital, you’re entering a sophisticated world where conventional lending rules simply don’t apply. After 20 years […]

Did you know that over 60% of ultra-high-net-worth individuals hold international property in their portfolios? Yet most struggle with the complexities of securing an international property mortgage for their global investments. Whether you’re eyeing a beachfront villa in the Caribbean, a ski chalet in the Alps, or a prime apartment in Dubai, the financing landscape […]

Walking into the luxury hotel in Jeddah at the Ritz Carlton, I honestly wasn’t prepared for what awaited me. You know that feeling when you step into somewhere so extraordinary that it takes your breath away? That’s exactly what happened the moment I entered this magnificent property. From the stunning main lobby to the jaw-dropping […]

Property prices in Dubai have soared by over 20% in just the past year, far outpacing traditional investment hubs like London and New York. But here’s the million-dollar question that every savvy investor is asking: Is Dubai real estate investment the ultimate wealth-building opportunity, or are we looking at a spectacular bubble waiting to burst? […]

What if I told you there’s a place where billionaires feel comfortable leaving their wallets on restaurant tables, where you can set up a business entirely online in days, and where your tax bill could shrink by 80%? You’d probably think it sounds like fantasy. But for the thousands of entrepreneurs, lawyers, and high-net-worth individuals […]