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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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Mortgages Beyond Retirement: How to Borrow Later in Life
Finance23 January 2025

Mortgages Beyond Retirement: How to Borrow Later in Life

As life expectancy increases and financial landscapes evolve, many individuals find themselves considering mortgage options well into their retirement years. Whether it's to downsize, release equity, or assist family members, understanding the avenues available for borrowing later in life is crucial.

Holiday Let Mortgages: A Guide to Profiting from the Staycation Boom
Finance23 January 2025

Holiday Let Mortgages: A Guide to Profiting from the Staycation Boom

The UK's staycation trend has surged in recent years, making holiday let investments increasingly attractive. However, financing such properties differs from traditional buy-to-let arrangements. This guide explores options for holiday Let Mortgages, delves into affordability calculations, and offers tips to maximize profitability.

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The Benefits of JBSP Mortgages for Residential and Buy-to-Let Properties
Finance23 January 2025

The Benefits of JBSP Mortgages for Residential and Buy-to-Let Properties

In today's dynamic property market, securing a mortgage can be challenging, especially for first-time buyers and landlords with limited income. The Joint Borrower Sole Proprietor (JBSP) mortgage offers a practical solution, enabling multiple individuals to share borrowing responsibilities without sharing property ownership.

Tailored Financial Solutions for High-Net-Worth Individuals
Finance23 January 2025

Tailored Financial Solutions for High-Net-Worth Individuals

High-net-worth individuals (HNWIs) often encounter unique financial challenges that require bespoke solutions. Standard financial products may not align with the complexities of substantial wealth, necessitating customized approaches in areas such as mortgage products, tax-efficient borrowing strategies, and asset-backed lending. Bespoke Mortgage Products Traditional mortgage offerings may not suit the intricate financial landscapes of HNWIs.

Unlocking Large mortgages: A Specialist Approach for High-Net-Worth Borrowers
Finance23 January 2025

Unlocking Large mortgages: A Specialist Approach for High-Net-Worth Borrowers

Securing Large mortgages requires a nuanced understanding of the financial landscape, especially for high-net-worth individuals whose complex financial profiles often don't align with standard lending criteria. Traditional lenders may not offer the flexibility needed to accommodate significant loan amounts, making specialized approaches essential.

Mortgages for Expats: Building Your UK Property Portfolio from Abroad
Finance23 January 2025

Mortgages for Expats: Building Your UK Property Portfolio from Abroad

Embarking on the journey to build a UK property portfolio while residing abroad is an exciting venture. However, securing mortgages for Expats may encounter unique challenges. Understanding these obstacles and implementing effective strategies can pave the way for successful property investment from overseas. Challenges Faced in Securing Mortgages for Expats in UK 1.

Buying Property in the UK as a Foreign National: A Guide to Financing
Finance23 January 2025

Buying Property in the UK as a Foreign National: A Guide to Financing

Buying property in the UK as a foreign national is entirely feasible, but it involves navigating specific processes and meeting certain eligibility criteria. Understanding these requirements can streamline your property acquisition journey, whether you're aiming for a residential home or an investment property.

Mortgages for High Net Worth Individuals with Foreign Income
Finance22 January 2025

Mortgages for High Net Worth Individuals with Foreign Income

Securing a mortgage in the UK can be intricate, especially for high net worth individuals (HNWIs) whose income streams originate from abroad. Lenders often exercise caution due to complexities in verifying foreign income, currency fluctuations, and differing tax regulations. However, with thorough preparation and the right guidance, obtaining a mortgage under these circumstances is achievable.

How to Secure Large mortgages for Unique Properties: Financing the Unconventional
Finance22 January 2025

How to Secure Large mortgages for Unique Properties: Financing the Unconventional

Dreaming of living in a converted barn, a historic castle, or an eco-friendly hobbit house? While these unique properties offer charm and character, securing large mortgages for them can be a bit of a maze. But don't fret!

Navigating Mortgages with Complex Income Streams: What You Need to Know
Finance22 January 2025

Navigating Mortgages with Complex Income Streams: What You Need to Know

Securing a mortgage can be challenging, especially when your income doesn't fit the traditional mold. For individuals with multiple income sources—such as dividends, bonuses, freelance earnings, or rental income-proving financial stability to lenders requires a strategic approach.

Equity Release: Unlocking Property Wealth for Financial Freedom
Finance10 January 2025

Equity Release: Unlocking Property Wealth for Financial Freedom

Equity release is a financial solution that allows homeowners to access the wealth tied up in their properties without selling them. This is particularly beneficial for retirees seeking additional income or funding major expenses.

Commercial Mortgages: Financing High-Value Business Properties
Finance10 January 2025

Commercial Mortgages: Financing High-Value Business Properties

Commercial mortgages are vital for business owners and investors looking to acquire, refinance, or develop high-value commercial properties. From office spaces and retail outlets to warehouses and industrial units, these loans provide the financial flexibility needed to expand your business portfolio. What Are Commercial Mortgages? Commercial mortgages are loans secured against commercial properties.

International Mortgages: Financing Global Property Investments
Finance10 January 2025

International Mortgages: Financing Global Property Investments

The allure of owning property abroad has captivated many high-net-worth individuals (HNWIs), from luxury villas in the Mediterranean to modern apartments in bustling urban centers like Dubai or New York. However, financing international property investments can be complex due to differing regulations, currencies, and tax systems.

Mortgage Advice: Why Expertise Matters in Securing Large Loans
Finance9 January 2025

Mortgage Advice: Why Expertise Matters in Securing Large Loans

The mortgage landscape for high-value properties is significantly more complex than standard lending. High-net-worth individuals (HNWIs) often have unique financial situations that require a bespoke approach. Specialist mortgage advice plays a critical role in securing large loans, ensuring tailored solutions that address specific needs and long-term financial goals.

World’s Most Amazing Indoor Cave Pool
Real Estate22 July 2024

World’s Most Amazing Indoor Cave Pool

Price: €9.5 million email me at pw@millionplus.com to view. Introducing an extraordinary, one-of-a-kind villa in the heart of Marbella, Spain, designed for affluent buyers seeking unparalleled luxury and unique amenities.

THE PRICIEST POSTCODES IN THE UK
Real Estate8 December 2022

THE PRICIEST POSTCODES IN THE UK

Fancy owning a multi-million £ penthouse apartment? Or perhaps a country pile is more your style?

Top 5 reasons to buy property on the Costa del Sol
Real Estate16 December 2021

Top 5 reasons to buy property on the Costa del Sol

The Costa del Sol is and always has been a popular destination for both holidaymakers and expats. Many families and couples settle here for the fantastic weather, fresh cuisine, and amazing Andalusian festivals. Not to mention the low living costs and range of activities to enjoy.

Ways To Increase your Sales with Gallery Space in London
Real Estate4 January 2021

Ways To Increase your Sales with Gallery Space in London

London is one of the biggest business hubs in Europe. This city offers opportunities for Londoners to live and work in a conducive environment. It also hosts some of the remarkable galleries in the world. As a host to institutions like the National Portrait Gallery, London has earned fame for its rich art scene.

The most spectacular house in the U.S.
Lifestyle5 April 2017

The most spectacular house in the U.S.

Recently listed in Los Angeles for $250m, Bruce Makowsky's 924 Bel Air Road property is America's most expensive home for sale. In creating this incredible property, Makowsky stated, "I wanted to have every spectacular thing in that house, in one place. This house is the eighth wonder of the world".

There’s A 5-story Penthouse For Sale In Monaco
Real Estate11 October 2016

There’s A 5-story Penthouse For Sale In Monaco

A five-story penthouse in Monaco's tallest building is just one of several new properties springing up in the tiny European principality to cater for the surge of the super-rich moving to Monaco. A proposed villa in Monaco designed by studio Morpheus London, on the market with Knight Frank. Apartment InteriorPhotograph courtesy of Knight Frank.

China 2016 International Property Outlook
Real Estate23 May 2016

China 2016 International Property Outlook

Research on the behaviours and attitudes of China's Top 150 property agencies carried out by Investorist answers your questions on how China's insatiable appetite for Global property may change in 2016. How do Chinese agents select properties to recommend to their clients? Will the devaluation of the Chinese Yuan affect sales?

New Skyscaper With More Up Top
Real Estate13 November 2014

New Skyscaper With More Up Top

The capital already features a number of captivating high-rise restaurants (with spectacular views) in landmark buildings, including The Shard (Aqua Shard, Hutong and Oblix) and the Heron Tower (Duck & Waffle and Sushi Samba). New additional high-rise dining will soon be available (from January 2015) at 20 Fenchurch Church Street in the 'Walkie Talkie' skyscraper.