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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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  • Paul Welch
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  • London
  • Guernsey
  • Monaco
  • Dubai

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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Digital Asset Lending: Unlock the Value of Your Cryptocurrency
Crypto2 February 2025

Digital Asset Lending: Unlock the Value of Your Cryptocurrency

Digital asset lending has emerged as a transformative solution in the financial world, offering investors and cryptocurrency holders a unique way to access liquidity without selling their assets. Million Plus Private Finance provides bespoke brokerage services that connect clients with tailored digital asset lending solutions, ensuring optimal outcomes for high-net-worth individuals and businesses. This article explores the fundamentals of […]

High Net Worth Mortgages: Tailored Financing Solutions for Affluent Individuals
Finance2 February 2025

High Net Worth Mortgages: Tailored Financing Solutions for Affluent Individuals

High-net-worth individuals (HNWIs) face unique financial challenges that standard mortgage solutions often fail to address. Whether it’s complex income streams, global investments, or the need for bespoke financing, HNWIs require mortgage products specifically designed for their circumstances. High net worth mortgages cater to these needs, offering tailored financing solutions that align with the lifestyles and […]

Mortgage for Complex Finances: Expert Solutions for Unique Challenges
Finance2 February 2025

Mortgage for Complex Finances: Expert Solutions for Unique Challenges

Securing a mortgage for complex finances individuals can be challenging. Traditional lenders often rely on rigid criteria, which may not accommodate unconventional income streams, multiple revenue sources, or diverse asset portfolios. Million Plus Private Finance specialises in offering bespoke mortgage solutions tailored to meet the needs of clients with complex financial profiles. This article explores […]

Self-Employed Mortgages: Simplifying the Process
Finance2 February 2025

Self-Employed Mortgages: Simplifying the Process

A common misconception in the mortgage market is that self-employed individuals face significant challenges in securing a Self-Employed mortgage. This couldn’t be further from the truth. With the right advice and guidance, self-employed applicants have just as much opportunity as anyone else to obtain a mortgage that suits their needs. Million Plus Private Finance specialises […]

London High-Value Mortgages: Unlocking Opportunities in the Capital
Finance31 January 2025

London High-Value Mortgages: Unlocking Opportunities in the Capital

London’s property market is synonymous with luxury, prestige, and high-value transactions. Securing a mortgage for a prime London property often requires navigating unique challenges and working with lenders who understand the city’s complexities. At Million Plus Private Finance, we specialise in bespoke mortgage solutions tailored to meet the needs of clients investing in high-value properties […]

Buy to Let Mortgages: A Guide to Long-Term Investment Success
Finance31 January 2025

Buy to Let Mortgages: A Guide to Long-Term Investment Success

Buy to Let mortgages (BTLM) provide a strategic way to invest in property, offering the potential for steady rental income and long-term capital growth. At Million Plus Private Finance, we specialise in connecting landlords, developers, and investors with tailored mortgage solutions designed to meet their financial goals. Understanding Buy to Let Mortgages A Buy to Let mortgage […]

Million Pound Mortgages: Expert Guidance for High-Value Borrowing
Finance31 January 2025

Million Pound Mortgages: Expert Guidance for High-Value Borrowing

In the world of luxury property, million-pound mortgages have become a key financial tool for acquiring high-value homes and estates. These specialized loans cater to the needs of affluent individuals and families looking to purchase properties that exceed conventional limits. Whether you’re acquiring a London penthouse, a countryside manor, or an international estate, understanding the […]

Bridging Finance: Fast and Flexible Short-Term Lending Solutions
Finance31 January 2025

Bridging Finance: Fast and Flexible Short-Term Lending Solutions

Bridging finance is a valuable tool for individuals and businesses requiring quick access to funds to cover short-term financial gaps. At Million Plus Private Finance, we specialise in providing customised bridging loan solutions designed to meet urgent needs with efficiency and expert guidance. Understanding Bridging Finance Bridging finance is a short-term loan that provides speedy funds […]

Large Mortgage Loans: Tailored Solutions for High-Value Borrowing
Finance29 January 2025

Large Mortgage Loans: Tailored Solutions for High-Value Borrowing

Securing a large mortgage loans is a significant financial step, often required for purchasing luxury properties or achieving substantial financial objectives. At Million Plus Private Finance, we specialize in bespoke mortgage solutions, designed to meet the needs of high-net-worth individuals (HNWIs) with complex financial profiles. We simplify the process and connect you with competitive loan options tailored to […]

Specialist Mortgage Advice: Tailored Guidance for Unique Financial Needs
Finance29 January 2025

Specialist Mortgage Advice: Tailored Guidance for Unique Financial Needs

Navigating the mortgage market can be complex, especially when your financial situation doesn’t fit traditional criteria. At Million Plus Private Finance, we provide specialist mortgage advice designed to simplify the process and deliver bespoke solutions tailored to your individual circumstances. Whether you’re a high-net-worth individual, an entrepreneur, or have a unique income structure, our expertise ensures you secure […]

Complex Income Mortgages: Tailored Lending Solutions for Unique Financial Profiles
Finance29 January 2025

Complex Income Mortgages: Tailored Lending Solutions for Unique Financial Profiles

Securing a mortgage with a complex income structure can be challenging, but it doesn’t have to be. At Million Plus Private Finance, we specialise in providing bespoke complex income mortgages solutions for individuals with diverse or unconventional income streams. Whether you’re a self-employed professional, an entrepreneur, or someone with multiple income sources, our expertise ensures you […]

Equity Release: Unlock the Value of Your Home
Finance29 January 2025

Equity Release: Unlock the Value of Your Home

Equity release offers individuals aged 55 and over the opportunity to access the capital tied up in their home without the need to move. At Million Plus Private Finance, we specialise in providing bespoke equity release solutions, helping clients make informed decisions to support their financial goals and retirement plans. What Is Equity Release? Equity release […]

Expat Mortgages: Tailored Solutions for UK Nationals Living Abroad
Finance28 January 2025

Expat Mortgages: Tailored Solutions for UK Nationals Living Abroad

For UK nationals residing abroad, navigating the UK property market can be complex. Whether you’re planning to purchase a future home or invest in property, Million Plus Private Finance specialises in providing bespoke mortgage solutions designed exclusively for British expats looking to secure property in the UK. What Is an Expat Mortgage? A UK expat mortgages is specifically tailored […]

Development Finance: Unlocking Opportunities for Property Projects
Finance28 January 2025

Development Finance: Unlocking Opportunities for Property Projects

Development finance provides property developers and investors with the essential funding needed to complete residential, commercial, or mixed-use projects. At Million Plus Private Finance, we specialise in arranging bespoke finance solutions to ensure your development plans become a reality, no matter the scale or complexity. What Is Development Finance? Development finance is a tailored funding solution […]

Private Bank Mortgages: Bespoke Solutions for High-Net-Worth Borrowers
Finance28 January 2025

Private Bank Mortgages: Bespoke Solutions for High-Net-Worth Borrowers

Private bank mortgages offer tailored lending solutions designed to accommodate the unique financial circumstances of high-net-worth individuals (HNWIs). At Million Plus Private Finance, we specialise in connecting clients with private lenders who understand the complexities of diverse income streams and substantial borrowing requirements, ensuring a seamless and personalised experience. What Is a Private Bank Mortgage? A private […]

Lombard Lending: Unlock Liquidity Without Selling Assets
Finance27 January 2025

Lombard Lending: Unlock Liquidity Without Selling Assets

Lombard lending offers a flexible and efficient financing solution for individuals looking to leverage their investment portfolios. At Million Plus Private Finance, we specialise in arranging bespoke Lombard credit agreements that provide immediate access to liquidity while allowing clients to retain ownership of their valuable assets. What Is Lombard Lending? Lombard lending enables borrowers to pledge […]

International Property Mortgages: Financing Your Global Property Investments
Finance27 January 2025

International Property Mortgages: Financing Your Global Property Investments

Purchasing property abroad is an exciting opportunity, whether you’re seeking a holiday home, a retirement retreat, or a high-yield investment. However, international property financing comes with its own set of challenges, including varying regulations, currency risks, and unique lender requirements. At Million Plus Private Finance, we specialise in providing tailored mortgage solutions for clients investing […]

Bridging Loans: Your Comprehensive Guide to Short-Term Financing
Finance24 January 2025

Bridging Loans: Your Comprehensive Guide to Short-Term Financing

Ever found yourself in a financial pinch, needing funds urgently? Enter bridging loans—a lifeline for those moments when timing is crucial. Imagine spotting your dream home, but your current property hasn’t sold yet. What do you do? That’s where a bridging loan steps in, seamlessly bridging the financial gap. What is a Bridging Loan? A […]

What Is Bridging Finance, and When Should You Use It?
Finance23 January 2025

What Is Bridging Finance, and When Should You Use It?

In the fast-paced world of property transactions, timing is everything. Opportunities can arise unexpectedly, and having immediate access to funds can make all the difference. This is where bridging finance comes into play—a short-term loan designed to ‘bridge’ the gap between a pressing financial need and the availability of more permanent funding. Whether you’re looking […]

Mortgages Beyond Retirement: How to Borrow Later in Life
Finance23 January 2025

Mortgages Beyond Retirement: How to Borrow Later in Life

As life expectancy increases and financial landscapes evolve, many individuals find themselves considering mortgage options well into their retirement years. Whether it’s to downsize, release equity, or assist family members, understanding the avenues available for borrowing later in life is crucial. This guide delves into the growing demand for lending into retirement, focusing on solutions […]

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