M
MillionPlus
Available now
How can we help?
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
Ever been told you’re “too old” for a mortgage? That’s absolute rubbish. The landscape for mortgage options for older buyers has transformed dramatically, and I’ve personally helped clients secure mortgages well into their 80s. Age isn’t the barrier most people think it is. In fact, some of the most sophisticated financing deals I’ve arranged have […]
Securing property finance with multiple or non-traditional income streams can be challenging through conventional lenders. At Million Plus, we specialise in complex income mortgages, providing bespoke financing solutions for high-net-worth individuals, entrepreneurs, and professionals with sophisticated financial profiles. Why Traditional Lenders Struggle with Complex Incomes Standard mortgage providers typically evaluate applications using rigid criteria that […]
Ever wondered how billionaires like Jeff Bezos or Roman Abramovich structure their superyacht ownership? Here’s a hint: they’re not just writing a personal check for £500 million and calling it a day. The role of wealth structuring in yacht ownership and financing is absolutely critical when you’re dealing with assets that cost more than most […]
You’ve found the perfect 120-foot superyacht moored in Monaco, complete with marble bathrooms and a helicopter pad. You’re ready to make an offer, but there’s one crucial element standing between you and your maritime dreams – yacht loan insurance requirements and risk mitigation. Here’s the reality: when applying for a boat loan or yacht loan, […]
The call came at 2 AM from Monaco. A client had fallen in love with a £45 million superyacht and needed to close within 48 hours. “Should I lease it or buy it?” he asked. My answer saved him £3.2 million over five years. The question isn’t whether you deserve this lifestyle – it’s how […]
Did you know that choosing the right flag for your superyacht could save you more in taxes than most people earn in a lifetime? I’ve spent over three decades helping high-net-worth individuals navigate the complex waters of luxury asset financing, and I can tell you that tax and registration considerations in yacht financing represent one […]
Did you know that art has outperformed the S&P 500 by 7.5% annually over the past two decades? Yet here’s the kicker – most art investors are flying blind when it comes to portfolio analysis and valuation: making informed decisions in art investment. They’re treating million-pound Picassos like lottery tickets rather than sophisticated financial instruments. […]
Acquiring your dream superyacht shouldn’t be limited by geographical borders or currency constraints. In today’s interconnected world, global yacht financing solutions for international buyers have evolved into sophisticated financial instruments that rival the complexity of the vessels themselves. Whether you’re a high-net-worth individual based in Singapore eyeing a Mediterranean masterpiece, or a European entrepreneur considering […]
You’re standing in front of your Picasso, not just admiring its artistic brilliance, but calculating how it could unlock millions in liquidity without ever leaving your wall. This is the sophisticated world of understanding loan-to-value ratios in art financing – where culture meets capital in the most elegant way possible. The art lending market has […]
When Francois Pinault’s art collection was valued at over $1.4 billion, do you think he just bought beautiful paintings and hoped for the best? Absolutely not. Behind every major art collector’s success lies a sophisticated bespoke wealth structuring strategy that protects, grows, and preserves their cultural investments for generations. As someone who’s facilitated over £4.2 […]
Your £5 million superyacht doesn’t have to sit idle for 50 weeks a year. Smart owners are generating £300,000 annually through strategic charter bookings, effectively turning their luxury vessel into a profit center while they focus on building their business empire. This isn’t just wishful thinking – it’s the reality for savvy yacht owners who’ve […]
Did you know that a single Picasso can unlock £50 million in liquidity without ever leaving the collector’s wall? The global art market, valued at over £50 billion annually, has become one of the most sophisticated alternative asset classes for ultra-high-net-worth individuals. Yet navigating global art financing: cross-border lending solutions remains one of the most […]
Ever wondered how billionaires finance those stunning superyachts you see in Monaco? Here’s the thing – even the ultra-wealthy rarely pay cash for multi-million-pound vessels. Instead, they leverage sophisticated financing strategies where yacht loan-to-value ratios play the starring role. Understanding loan-to-value ratios in yacht financing isn’t just financial jargon – it’s your roadmap to securing […]
When David Rockefeller’s estate went to auction in 2018, it achieved a staggering $832.6 million – the highest-grossing estate sale in auction history. But here’s what most people missed: the real genius wasn’t just in the collection itself, but in how the Rockefeller family had structured their art financing and estate planning decades earlier to […]
When you’re looking at dropping serious money on a yacht, the question isn’t just “new or pre-owned?” – it’s “how do I finance this without making a financial blunder?” Having facilitated over £4.2 billion in luxury asset financing, I’ve seen buyers make both brilliant and catastrophic decisions when it comes to yacht financing differences. The […]
When a single Monet sold for $110.7 million at auction in 2019, it reminded us all of something crucial: art isn’t just about beauty anymore—it’s about serious money. Whether you’re a seasoned collector with a Picasso hanging in your drawing room or someone who’s just acquired their first seven-figure sculpture, one question should keep you […]
A single painting just sold for $450 million, outperforming the S&P 500 over the past decade. We’re not talking about traditional stocks or bonds here – we’re diving into the fascinating world where art as an investment has become one of the most compelling alternative asset classes of our time. The art market isn’t just […]
When Mr. Beast needed to finance a private jet for content that would eventually generate over 400 million views, the transaction required more than just capital – it demanded a sophisticated understanding of how legal structures, tax implications, and insurance coverage work together. This is the reality of luxury asset financing in 2025, where comprehensive […]
Did you know that the global art market reached a staggering $65 billion in 2023, yet most collectors treat their masterpieces as illiquid assets gathering dust on gallery walls? Here’s the thing about unlocking liquidity: leveraging art collections for financial flexibility isn’t just possible—it’s becoming the smart money move for sophisticated collectors worldwide. I’ve spent […]
The UK property market has never been more challenging for aspiring homeowners. With mortgage affordability becoming increasingly difficult and loan-to-income ratios stretching thin, many buyers find themselves caught between their property dreams and financial reality. Enter the JBSP mortgage – a sophisticated financing solution that’s quietly revolutionizing how families approach property purchases. Joint borrower sole […]