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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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How Does Remortgaging Work in the UK? (2025 Guide)
Finance8 October 2025

How Does Remortgaging Work in the UK? (2025 Guide)

Remortgaging is one of the most powerful financial tools homeowners can use to save money, reduce repayments, or release cash from their property.Yet many people still find the process confusing — especially when trying to figure out if it's worth switching from their current mortgage deal.

Can I Change the Term of My Mortgage in 2025?
Finance8 October 2025

Can I Change the Term of My Mortgage in 2025?

Life can change — careers evolve, families grow, and financial circumstances shift.So, it's no surprise that many homeowners eventually ask: "Can I change the term of my mortgage?" The short answer is yes, you can.

UK House Prices Rise 0.5% in September 2025, Signalling Renewed Market Stability
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Finance7 October 2025

UK House Prices Rise 0.5% in September 2025, Signalling Renewed Market Stability

The UK housing market showed further signs of recovery in September 2025, with average house prices rising by 0.5% month-on-month, according to the latest data from Nationwide Building Society. This increase lifted the average property value to £271,995, surpassing Capital Economics' forecast of a 0.2% gain and reversing August's 0.1% decline.

Smart Family Guide to Remortgaging Costs in 2025
Finance7 October 2025

Smart Family Guide to Remortgaging Costs in 2025

Remortgaging in 2025 is no longer just a financial move – for many families, it's a strategy to take control of their household budget and secure a more stable future.

Equity Release & Lifetime Mortgage Guide for Parents Over 55 – 2025
Finance7 October 2025

Equity Release & Lifetime Mortgage Guide for Parents Over 55 – 2025

For many parents over 55, the home represents both a place of security and their largest financial asset. Equity release has grown in popularity as a way to unlock some of this wealth without selling the property.

Saudi Housing Market 2025: Vision 2030 Driving a Real Estate Boom
Finance3 October 2025

Saudi Housing Market 2025: Vision 2030 Driving a Real Estate Boom

By Paul Welch, CEO & Founder of MillionPlus.com | Finance Expert on YouTube The Saudi housing market in 2025 is experiencing unprecedented growth, with Riyadh and Jeddah set to deliver nearly 28,000 new homes by year end.

Standard Variable Rate (SVR) Mortgages – September 2025
Finance29 September 2025

Standard Variable Rate (SVR) Mortgages – September 2025

When an introductory mortgage deal (usually a fixed or discount/tracker) ends, most borrowers automatically roll onto their lender's Standard Variable Rate (SVR). For many families, that "reversion" lifts monthly repayments noticeably — sometimes by hundreds of pounds — because SVRs are typically higher than new-customer "special" deals.

Smart Family Mortgage Guide for Parents in 2025
Finance29 September 2025

Smart Family Mortgage Guide for Parents in 2025

Raising a family comes with many responsibilities, and securing the right mortgage is one of the biggest financial commitments you'll ever make. Whether you're buying your first family home, helping older children step onto the property ladder, or remortgaging to save money, understanding how family mortgages work can help you make better long-term choices.

Should I Pay Off My Mortgage Early?
Finance27 September 2025

Should I Pay Off My Mortgage Early?

For many homeowners, the idea of being completely mortgage-free is appealing. A mortgage is usually the largest financial commitment people take on in their lifetime, so the prospect of clearing it early can feel liberating. But paying off your mortgage before the term ends is not always the most efficient use of your money.

Is a Debt Consolidation Loan Right for You?
Finance26 September 2025

Is a Debt Consolidation Loan Right for You?

Managing multiple debts can be overwhelming. If you have credit cards, overdrafts, store cards, and personal loans, all with different interest rates and repayment dates, keeping track of what you owe can feel like a full-time job.

What’s Happening with UK House Prices This Month?
Finance22 September 2025

What’s Happening with UK House Prices This Month?

The UK property market has seen a small shift this September, with average asking prices nudging up for the first time since May. However, regional differences and looming uncertainty around the Autumn Budget mean the outlook remains mixed.

Base Rate Held at 4%: What It Means for Mortgages and Savings
Finance22 September 2025

Base Rate Held at 4%: What It Means for Mortgages and Savings

The Bank of England (BoE) has held the Base Rate at 4% in its latest announcement. This decision comes after a 0.25% cut in August, as policymakers continue to weigh up how best to control inflation while supporting economic growth.

How to Reduce Capital Gains Tax Legally: The Smart Investor’s Guide to Protecting Your Wealth in 2025
Finance27 August 2025

How to Reduce Capital Gains Tax Legally: The Smart Investor’s Guide to Protecting Your Wealth in 2025

Capital gains tax can feel like a massive roadblock between you and your financial goals. With recent economic uncertainty and potential tax changes looming, more wealthy individuals are asking the same critical question: how can I legally minimize my capital gains tax burden while building substantial wealth?

Why YOU Should Be Investing in Gold Now as a Beginner: The Complete Guide to Building Wealth with the Ultimate Safe Haven Asset
Finance19 August 2025

Why YOU Should Be Investing in Gold Now as a Beginner: The Complete Guide to Building Wealth with the Ultimate Safe Haven Asset

Gold has just reached an all-time high of over $2,500 per ounce, and if you're watching from the sidelines wondering whether it's too late to get started, I've got news for you – we're just getting warmed up.

What the Banks Don’t Want You to Know About 2025 Rates
Finance14 August 2025

What the Banks Don’t Want You to Know About 2025 Rates

The financial world is buzzing with one question that's keeping homeowners, savers, and investors awake at night: what will happen to UK interest rate predictions 2025? With the current base rate sitting at 4.75%, the implications stretch far beyond simple numbers—they'll reshape everything from your mortgage payments to your investment returns.

Streamlining Your Luxury Property Portfolio: The Modern Investor’s Guide to Online Rent Collection
Finance28 July 2025

Streamlining Your Luxury Property Portfolio: The Modern Investor’s Guide to Online Rent Collection

When you've invested millions into premium properties across prime UK locations, the last thing you want is to waste time chasing rent payments or dealing with administrative headaches. Yet surprisingly, many high-net-worth property investors still manage their rental income using outdated methods that would make a Victorian landlord proud.

Mortgage Options for Older Buyers: Your Complete Guide to Securing Finance Up to Age 90
Finance23 July 2025

Mortgage Options for Older Buyers: Your Complete Guide to Securing Finance Up to Age 90

Ever been told you're "too old" for a mortgage? That's absolute rubbish. The landscape for mortgage options for older buyers has transformed dramatically, and I've personally helped clients secure mortgages well into their 80s. Age isn't the barrier most people think it is.

Specialist Mortgage Solutions for Non-Standard Income Profiles
Finance3 July 2025

Specialist Mortgage Solutions for Non-Standard Income Profiles

Securing property finance with multiple or non-traditional income streams can be challenging through conventional lenders. At Million Plus, we specialise in complex income mortgages, providing bespoke financing solutions for high-net-worth individuals, entrepreneurs, and professionals with sophisticated financial profiles.

Smart Wealth Structuring for Yacht Ownership: The Ultra-Rich Playbook
Finance11 June 2025

Smart Wealth Structuring for Yacht Ownership: The Ultra-Rich Playbook

Ever wondered how billionaires like Jeff Bezos or Roman Abramovich structure their superyacht ownership? Here's a hint: they're not just writing a personal check for £500 million and calling it a day.

Securing Your Dream Yacht: The Ultimate Guide to Insurance Requirements and Risk Mitigation in Yacht Loans
Finance11 June 2025

Securing Your Dream Yacht: The Ultimate Guide to Insurance Requirements and Risk Mitigation in Yacht Loans

You've found the perfect 120-foot superyacht moored in Monaco, complete with marble bathrooms and a helicopter pad. You're ready to make an offer, but there's one crucial element standing between you and your maritime dreams – yacht loan insurance requirements and risk mitigation.

Yacht Financing: Lease or Buy? The Smart Money Decision for Your Dream Vessel
Finance10 June 2025

Yacht Financing: Lease or Buy? The Smart Money Decision for Your Dream Vessel

The call came at 2 AM from Monaco. A client had fallen in love with a £45 million superyacht and needed to close within 48 hours. "Should I lease it or buy it?" he asked. My answer saved him £3.2 million over five years.

Tax-Smart Yacht Financing: How Flag Registration Can Save You Millions
Finance10 June 2025

Tax-Smart Yacht Financing: How Flag Registration Can Save You Millions

Did you know that choosing the right flag for your superyacht could save you more in taxes than most people earn in a lifetime?

The Art Investor’s Playbook: Smart Portfolio Analysis and Valuation Strategies That Actually Work
Finance9 June 2025

The Art Investor’s Playbook: Smart Portfolio Analysis and Valuation Strategies That Actually Work

Did you know that art has outperformed the S&P 500 by 7.5% annually over the past two decades? Yet here's the kicker – most art investors are flying blind when it comes to portfolio analysis and valuation: making informed decisions in art investment. They're treating million-pound Picassos like lottery tickets rather than sophisticated financial instruments.

Navigating International Waters: Global Yacht Financing Solutions for Cross-Border Buyers
Finance7 June 2025

Navigating International Waters: Global Yacht Financing Solutions for Cross-Border Buyers

Acquiring your dream superyacht shouldn't be limited by geographical borders or currency constraints. In today's interconnected world, global yacht financing solutions for international buyers have evolved into sophisticated financial instruments that rival the complexity of the vessels themselves.