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MillionPlus
Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.
Powered by MillionPlus AI
MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.
You’ve built up equity in your home over the years. Your property’s value has increased, you’ve paid down a decent chunk of your mortgage, and now you’re sitting on what could be a substantial deposit for a second property – locked inside your current home. The question is: how do you access that equity to […]
Renovating your home can be one of the most exciting projects you’ll ever undertake. Whether you’re adding an extension, modernising a kitchen, or converting a loft, the promise of transforming your space is thrilling. But here’s the reality: renovation projects can quickly become expensive, stressful nightmares if not properly managed. Poor planning, unexpected costs, and […]
You’ve settled into your monthly mortgage payments, and maybe you’ve had a salary increase or found yourself with a bit more breathing room at the end of the month. That’s when the question hits: should I overpay my mortgage? It’s a smart question to ask. Overpaying your mortgage can be one of the most effective […]
How Foreign Nationals Can Buy or Finance Property in the UK Purchasing property in the UK as a foreign national or non-resident is a proven strategy for global investors, entrepreneurs, and families looking to diversify their portfolios. At Million Plus Private Finance, we help clients from the Middle East, Europe, and Asia structure bespoke UK […]
Remortgaging is one of the most powerful financial tools homeowners can use to save money, reduce repayments, or release cash from their property.Yet many people still find the process confusing — especially when trying to figure out if it’s worth switching from their current mortgage deal. In this guide, our MillionPlus mortgage experts explain how […]
Life can change — careers evolve, families grow, and financial circumstances shift.So, it’s no surprise that many homeowners eventually ask: “Can I change the term of my mortgage?” The short answer is yes, you can. However, doing so involves important financial considerations that can affect both your monthly repayments and your overall cost of borrowing.This […]
The UK housing market showed further signs of recovery in September 2025, with average house prices rising by 0.5% month-on-month, according to the latest data from Nationwide Building Society. This increase lifted the average property value to £271,995, surpassing Capital Economics’ forecast of a 0.2% gain and reversing August’s 0.1% decline. On an annual basis, […]
Remortgaging in 2025 is no longer just a financial move – for many families, it’s a strategy to take control of their household budget and secure a more stable future. Whether your fixed-rate deal is ending soon or you’re looking to reduce monthly payments, understanding the real cost of remortgaging can help you avoid hidden […]
For many parents over 55, the home represents both a place of security and their largest financial asset. Equity release has grown in popularity as a way to unlock some of this wealth without selling the property. Whether it’s boosting retirement income, covering healthcare costs, or helping children financially, equity release can seem appealing — […]
By Paul Welch, CEO & Founder of MillionPlus.com | Finance Expert on YouTube The Saudi housing market in 2025 is experiencing unprecedented growth, with Riyadh and Jeddah set to deliver nearly 28,000 new homes by year end. Driven by the Kingdom’s ambitious Vision 2030 real estate strategy, Saudi Arabia is rapidly transforming its cities, expanding […]
When an introductory mortgage deal (usually a fixed or discount/tracker) ends, most borrowers automatically roll onto their lender’s Standard Variable Rate (SVR). For many families, that “reversion” lifts monthly repayments noticeably — sometimes by hundreds of pounds — because SVRs are typically higher than new-customer “special” deals. This guide explains what SVR is, why so […]
Raising a family comes with many responsibilities, and securing the right mortgage is one of the biggest financial commitments you’ll ever make. Whether you’re buying your first family home, helping older children step onto the property ladder, or remortgaging to save money, understanding how family mortgages work can help you make better long-term choices. This […]
For many homeowners, the idea of being completely mortgage-free is appealing. A mortgage is usually the largest financial commitment people take on in their lifetime, so the prospect of clearing it early can feel liberating. But paying off your mortgage before the term ends is not always the most efficient use of your money. Depending […]
Managing multiple debts can be overwhelming. If you have credit cards, overdrafts, store cards, and personal loans, all with different interest rates and repayment dates, keeping track of what you owe can feel like a full-time job. A debt consolidation loan won’t reduce the amount you owe, but it can help you manage it more […]
The UK property market has seen a small shift this September, with average asking prices nudging up for the first time since May. However, regional differences and looming uncertainty around the Autumn Budget mean the outlook remains mixed. Key Takeaways from September’s House Price Index Property expert Colleen Babcock explains: “We expect to see a […]
The Bank of England (BoE) has held the Base Rate at 4% in its latest announcement. This decision comes after a 0.25% cut in August, as policymakers continue to weigh up how best to control inflation while supporting economic growth. Inflation remains stubborn at 3.8%, unchanged from the previous month and still well above the […]
Capital gains tax can feel like a massive roadblock between you and your financial goals. With recent economic uncertainty and potential tax changes looming, more wealthy individuals are asking the same critical question: how can I legally minimize my capital gains tax burden while building substantial wealth? Here’s the reality – capital gains tax on […]
Gold has just reached an all-time high of over $2,500 per ounce, and if you’re watching from the sidelines wondering whether it’s too late to get started, I’ve got news for you – we’re just getting warmed up. As someone who’s facilitated over £4.2 billion in luxury asset financing, I’ve seen firsthand how the ultra-wealthy […]
The financial world is buzzing with one question that’s keeping homeowners, savers, and investors awake at night: what will happen to UK interest rate predictions 2025? With the current base rate sitting at 4.75%, the implications stretch far beyond simple numbers—they’ll reshape everything from your mortgage payments to your investment returns. Having analyzed the latest […]
When you’ve invested millions into premium properties across prime UK locations, the last thing you want is to waste time chasing rent payments or dealing with administrative headaches. Yet surprisingly, many high-net-worth property investors still manage their rental income using outdated methods that would make a Victorian landlord proud. Let me be direct with you: […]