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MillionPlus Journal
Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

Our client, a corporate investor, sought insurance to safeguard his company’s operations, revenue streams, and key personnel. The business operated across multiple countries with complex regulatory requirements, making conventional corporate policies insufficient. Million Plus Private Finance reviewed the company’s operational risks, revenue exposure, and international structure. We collaborated with specialist insurers to provide a bespoke […]

Our client, a collector of fine art and luxury vehicles, required comprehensive coverage for her multi-asset portfolio, including high-value paintings, classic cars, and private jets. Standard policies failed to provide adequate coverage and bespoke risk assessment. Million Plus Private Finance structured a tailored insurance solution through specialist insurers, evaluating each asset’s provenance, valuation, and storage […]

Our client, a UK expatriate residing between Dubai and London, required a life insurance policy to provide financial security for his family while optimising estate planning across multiple jurisdictions. Standard providers were unable to accommodate his complex offshore holdings and international residency. Million Plus Private Finance assessed his full financial profile, including offshore assets, investment […]

Our client, a property developer, sought £4 million to acquire and redevelop a portfolio of retail and office units. The project involved multiple properties with varying lease structures, which made conventional lenders hesitant. Million Plus Private Finance reviewed his corporate financials, existing portfolios, and projected income from each property. We structured a bespoke multi-property commercial […]

Our client, a corporate investor, required £1.8 million to renovate and expand a boutique hotel in Manchester. High-street lenders were cautious due to the bespoke nature of the redevelopment and projected cashflows. Million Plus Private Finance structured a tailored commercial finance solution, presenting detailed cashflow projections, development timelines, and her existing property portfolio. We engaged […]

Our client, a high-net-worth investor, sought £2.5 million to acquire a prime office building in central London. Conventional Commercial lenders were hesitant due to the mix of commercial tenants and complex international ownership. Million Plus Private Finance reviewed their full financial portfolio, including multi-property holdings, corporate income streams, and international assets. We approached private banks […]

Our client, a property developer, required a £3 million facility to fund a large-scale residential renovation project. Million Plus Private Finance conducted a detailed review of his development portfolio, projected resale values, and cashflow forecasts. We structured a bespoke development loan with staged disbursements aligned to the renovation schedule. Legal, valuation, and tax considerations were […]

Our client, a self-employed director of a financial litigation firm, required £1.43 million to acquire a period property. Due to fluctuating, case-based income, the transaction required careful presentation to ensure lender confidence and timely completion. Million Plus Private Finance presented the client’s full financial profile, including company accounts, ongoing case revenue, and forthcoming settlements. The […]

Our client, a UK expatriate dividing time between the Middle East and the UK, required urgent funding to buy out an ex-spouse’s share of a £1.26 million primary residence. The property was a mixed-use asset, serving as both a private home and a short-term holiday let, requiring careful presentation due to its dual-use nature. Million […]

Our client required liquidity for a strategic acquisition while maintaining ownership of their crypto holdings and securities portfolio. Million Plus Private Finance evaluated the clients full wealth profile, including digital assets, listed securities, and international holdings. We structured a bespoke blended facility combining crypto-backed lending with a securities-backed Lombard loan. Interest-only and staged drawdowns were […]

Our client, a high-net-worth investor, sought £2 million to fund a private equity acquisition without liquidating her diversified securities portfolio. Traditional lenders were reluctant due to the combination of equities, bonds, and offshore holdings. Million Plus Private Finance structured a bespoke Lombard loan using the clients securities as collateral. We compiled detailed portfolio valuations, income […]

Our client, a UK expatriate living between Europe and the Middle East, needed £1.5 million to refinance a property portfolio while preserving his cryptocurrency holdings. Traditional lenders were unwilling to assess crypto assets due to volatility and custody concerns. Million Plus Private Finance conducted a full review of his financial profile, including crypto wallets, digital […]

Our client approached Million Plus to finance a 106 metre super yacht built in Italy, valued at £100 million. The challenge was their complex financial profile: they had multiple offshore investments, fluctuating dividend income, and an ongoing property development portfolio. Traditional lenders hesitated due to the yacht being intended for both personal use and short […]

Our client, a UK expatriate dividing his time between the Middle East and the UK, needed urgent funding to buy out his ex-spouse’s share of a £1.26 million primary residence. The property was a mixed-use asset, serving as both a private home and short-term holiday let. Traditional lenders were hesitant due to the property being […]

Our client required financing for a private jet worth £5 million, complicated by their ownership of multiple international properties and cross-border business income. Traditional lenders were concerned about foreign revenue streams and the jet’s commercial use for occasional corporate charters. Million Plus presented a full financial dossier, including projected charter income, offshore holdings, and business […]

Our client, a self-employed director of a financial litigation firm, sought a £1.43 million mortgage. Traditional lenders were cautious due to fluctuating income from case-based earnings. High-net-worth self-employed professionals often face barriers because lenders focus on rigid affordability models. Our client’s income was profitable but inconsistent, and standard approaches could underestimate her true borrowing capacity. […]

Our client, a collector of fine art and classic cars, needed a £1.5 million multi-asset lending facility to acquire a rare 19th century painting and a limited edition luxury vehicle. The complexity lay in consolidating multiple assets across international jurisdictions, each with separate valuations, while accounting for fluctuating auction and resale prices. Million Plus Private […]

Million Plus Private Finance conducted a full review of our client’s development portfolio, cashflow forecasts, and projected resale values. We structured a bespoke bridging facility with a specialist lender that provided staged disbursements aligned with the renovation schedule. Legal, valuation, and tax considerations were coordinated to ensure rapid approval and drawdown, while maintaining full compliance […]

The MillionPlus Private Finance team specialise in finding million plus lending solutions for complex situations. Large, commercial UK residential property development finance is a specialist area of expertise, as big loans and mortgages to develop land and property can be challenging to source. A question we often hear is, ‘How can I fund a property […]

At MillionPlus Private Finance our clients regularly approach us to ask ‘How can I get a large second mortgage to buy a second home?’ Buying a holiday home, whether at home or overseas, often requires getting a large second mortgage or a multi-million foreign currency mortgage. We regularly arrange million plus mortgages on holiday homes […]