A family office managing assets across Europe and the Middle East required mortgage finance to support a UK residential acquisition. The family’s balance sheet was predominantly denominated in foreign currencies, with sterling exposure deliberately limited as part of long-term capital planning. Conventional lenders were unable to support the structure due to currency denomination, asset complexity, […]

A senior international executive earning the majority of their income in euros sought to acquire a prime UK residential property. Their wider financial position was structured across international investments and retained earnings from overseas businesses, with limited exposure to sterling income. Conventional lenders were unable to accommodate the currency profile or assess affordability beyond standard […]

Our client is the majority shareholder and director of a profitable UK-based trading company, with personal wealth primarily held in retained business profits and a prime London residential property owned outright. Day-to-day income was modest relative to overall net worth, with surplus capital deliberately retained within the business to support future growth and investment. The […]

Our client was a high-net-worth business owner with operations and assets located in the UK and overseas. The business operated across multiple jurisdictions with differing regulatory requirements and risk profiles. Existing insurance solutions lacked coordination and did not provide sufficient clarity or consistency of cover across international operations. Million Plus Private Finance advised on and […]

Our client operated a high-value business across multiple UK locations with substantial investment in property, equipment, and staff. Insurance had been arranged incrementally over time, resulting in inconsistent coverage and limited protection against prolonged business interruption or operational disruption. Million Plus Private Finance conducted a comprehensive review of the client’s existing arrangements and advised on […]

Our client was the founder and principal shareholder of a well-established UK business where a significant proportion of revenue, strategic decision-making, and lender confidence depended on a small senior leadership team. Existing insurance arrangements were limited and no longer reflected the financial exposure the business would face if a key individual were unable to continue […]