£4.8 Million UK Expat Mortgage for an International Consultant with Overseas Business Income
Our client, a British expatriate working internationally as a senior consultant, required a UK expat mortgage to purchase a prime UK property valued at £4.8 million. Although the client continued to live and work abroad, the property was intended as a long-term family base and investment within their wider wealth strategy. The client’s income was […]
£2 Million UK Expat Mortgage for a Self-Employed British Client with Multi-Currency Income
Our client, a British expatriate living overseas, approached Million Plus Private Finance to arrange a UK expat mortgage for the purchase of a new family home. The client was self-employed, already owned a UK property, and wished to retain this property so their daughter could continue living there. At the same time, they wanted to […]
How We Secured a £12 Million Expat Property Finance Solution
Our client, a British expatriate living and working in Asia, wanted to purchase a luxury residence in London valued at £12 million. With income spread across several international sources and currencies, our client found that traditional UK lenders were unwilling to support his application. Despite a strong asset base and a proven track record of […]
£4.5 Million Cross-Border Private Bank Mortgage for an International Client
Our client is a UK national residing overseas, with income derived from international business interests and diversified investment portfolios held across multiple jurisdictions. The challenge was that cross-border income, foreign currency earnings, and overseas tax documentation placed the application outside standard retail lending criteria. Currency exposure and jurisdictional complexity required specialist structuring. Million Plus Private […]
£1.85 Million Interest-Only Private Bank Mortgage for a High-Earning Professional
Our client is a senior professional with a high base salary supported by annual bonuses and long-term incentive income. While overall earnings were strong, income fluctuated year to year. The challenge was that retail lenders discounted a substantial portion of variable income, limiting borrowing potential and restricting repayment structure options. The client required flexibility to […]
£3.2 Million Private Bank Mortgage for a Business Owner with Retained Profits
Our client is the majority shareholder and director of a profitable UK-based trading company. While personal PAYE income was relatively modest, significant wealth was held within retained company profits and investment assets. The challenge was that high street lenders focused primarily on salary and dividends, materially restricting borrowing capacity. Despite strong trading performance and a […]
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