Our client, an investment professional based in New York, wished to purchase a £2.5 million property in London as a UK base for their family. The clients income was paid in US dollars and included both salary and annual performance bonus. When approaching high-street lenders directly, significant currency haircuts were applied and bonus income was […]

Our client, a senior technology executive, sought a £1.4 million mortgage to purchase a prime London apartment. Our client’s remuneration comprised a base salary alongside vested restricted stock units (RSUs). Traditional lenders were unwilling to recognise share-based income, focusing solely on fixed salary and excluding RSUs from affordability calculations. This significantly understated the client’s true […]

What if I told you there’s a place an hour from London where people don’t lock their cars or homes? Where children cycle to school unsupervised, where you can work in the morning and sail to France for lunch, and where moving to Guernsey means keeping significantly more of what you earn—legally, quietly, and without […]

If you’re hoping to buy a house with bad credit, let’s start with the truth: it’s harder, but it’s not impossible. Bad credit doesn’t automatically disqualify you from homeownership, but it does narrow your options, increase your costs, and require more preparation than someone with a spotless credit file. The difference between “possible” and “affordable” […]

Our client, a corporate investor, sought insurance to safeguard his company’s operations, revenue streams, and key personnel. The business operated across multiple countries with complex regulatory requirements, making conventional corporate policies insufficient. Million Plus Private Finance reviewed the company’s operational risks, revenue exposure, and international structure. We collaborated with specialist insurers to provide a bespoke […]

Our client, a collector of fine art and luxury vehicles, required comprehensive coverage for her multi-asset portfolio, including high-value paintings, classic cars, and private jets. Standard policies failed to provide adequate coverage and bespoke risk assessment. Million Plus Private Finance structured a tailored insurance solution through specialist insurers, evaluating each asset’s provenance, valuation, and storage […]