Residential Bridging Loans
Million Plus Private Finance provides bespoke bridging loans for residential property, structured for high-value homes and complex ownership structures. We arrange short-term bridging loans for property purchases, refinancing, and development projects, delivering fast access to funds, flexible repayment options, and tailored solutions for complex financial profiles across the UK residential market.
Why Choose Million Plus Private Finance For Residential Bridging Finance?
Residential bridging finance requires specialist expertise and trusted lender relationships. Million Plus Private Finance arranges bespoke short-term bridging loans for property purchases, refinancing, and renovation projects. Facilities are structured as residential bridge loans rather than long-term mortgages, allowing speed, discretion, and clear exit flexibility. We present complex financial profiles, multi-property holdings, and international assets to private banks and specialist lenders. Interest-only and hybrid repayment options provide liquidity while preserving capital. Clients benefit from discretion, competitive rates, and lending solutions tailored to individual investment strategies, timelines, and residential property objectives.
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Share your details and our team will contact you promptly by phone or email. Million Plus Private Finance advisers provide expert guidance to structure residential bridging finance optimally for high-net-worth clients and investors.
Million Plus Private Finance specialises in residential bridging loans for high-net-worth clients and property investors. We structure bespoke short-term loans to enable property acquisitions, refinancing, or renovations. These facilities are designed as short-term property finance solutions, typically ranging from 3 to 18 months.
Loans are tailored to present multi-property holdings, complex income streams, and international assets to lenders. Interest-only and hybrid repayment options provide flexibility while preserving capital. Our team manages valuations, lender communication, and legal documentation to ensure a smooth, confidential process. Clients benefit from competitive rates, discretion, and lending solutions aligned with short-term residential investment objectives.
case studies
Mortgage Closings
Residential bridging loans differ from standard mortgages by prioritising speed, asset quality, and exit strategy over income multiples. Residential bridging finance requires specialist knowledge and trusted lender access. Million Plus Private Finance evaluates all aspects of a client’s portfolio, including multiple residential properties and international holdings.
We structure loans for property acquisitions, bridging existing finance, and renovation projects. Interest-only and hybrid repayment options allow cashflow optimisation while preserving capital. Multi-property or multi-asset lending facilities can be combined to maximise borrowing potential.
Million Plus Private Finance manages valuations, lender submissions, and legal documentation for a seamless, confidential process. By monitoring market conditions, lender appetite, and property timelines, we secure competitive terms and bespoke repayment structures. Clients receive personalised guidance, discretion, and access to lenders experienced in residential bridging finance. Every lending solution aligns with broader investment strategy, whether for liquidity, portfolio growth, or short-term property acquisitions.
frequently asked questions
Mortgage Questions Answered
What is a residential bridging loan?
Short-term financing for property purchases, refinancing, or renovations tailored to high-net-worth clients.
How is a residential bridging loan different from a short-term mortgage?
Residential bridging loans prioritise speed, asset quality, and exit strategy rather than long-term affordability assessments. This makes them suitable for time-critical residential transactions, refinancing, or renovation projects where flexibility is required.
Can multiple properties be included in one facility?
Yes, multi-property lending solutions can be structured depending on lender approval.
Are interest-only or hybrid repayment options available?
Yes, these provide flexibility while preserving capital.
How quickly can residential bridging loans close?
With preparation, loans can close in days to weeks.
Do you provide cross-border or multi-currency lending?
Yes, lending can be structured for international clients and portfolios.
exclusive marketplace
Luxury Real Estate
Finance Without Limits
From short-term residential acquisitions to multi-property investment projects, Million Plus secures bespoke bridging solutions beyond high street limits. We provide private bank access, flexible repayment structures, and tailored lending for high-net-worth clients and investors.
