Protect Your Life
Million Plus Private Finance provides bespoke life insurance and life cover for high-net-worth clients seeking long-term protection. Our tailored solutions support family security, estate planning insurance, and wealth preservation, structured through specialist insurers aligned with your wider financial strategy.
Why Choose Million Plus For Your Life Insurance?
Life insurance for high-net-worth clients extends beyond standard life cover or off-the-shelf policies. Million Plus Private Finance evaluates wealth structures, family needs, and long-term objectives to deliver tailored life insurance solutions. Our private client life policies support estate planning, protect beneficiaries, and provide flexible high-value coverage aligned with complex financial and lifestyle requirements.
Explore related insurance solutions
Our life insurance solutions integrate seamlessly with broader personal and business protection planning.
Estimate Your Life Insurance Coverage
Use our calculator to explore coverage options, premiums, and policy structures tailored to your needs.
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Get Expert Guidance Today
Share your details and our team will contact you promptly by phone or email. Million Plus advisers provide expert guidance in structuring high-value life protection, life cover, and wealth protection insurance for private clients and families.
Million Plus Private Finance specialises in life insurance for high-net-worth individuals and families requiring sophisticated protection. Our bespoke life coverage provides financial security while supporting wealth protection insurance and long-term estate planning strategies.
Solutions may include high-value life cover through level term assurance for family protection, whole-of-life insurance for inheritance planning, or hybrid structures tailored to complex financial circumstances. Each policy is structured with flexibility to reflect lifestyle changes, cross-border considerations, and evolving financial goals.
Clients benefit from access to specialist insurers and competitively structured premiums. We manage insurer selection, policy design, and ongoing reviews to ensure protection remains aligned with long-term wealth and family priorities.
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Mortgage Closings
Life insurance for high-net-worth clients requires careful planning and specialist structuring. Million Plus Private Finance assesses wealth, family circumstances, and estate planning needs to deliver tailored life insurance solutions designed for scale, complexity, and long-term protection.
Coverage structures may include term life insurance for defined financial liabilities, whole-of-life insurance for estate planning insurance objectives, or bespoke combinations designed to provide flexible high-value coverage while preserving liquidity and wealth.
Million Plus manages insurer communications, documentation, and ongoing policy management to provide a seamless, confidential service. Our expertise ensures clients are fully protected while achieving tax-efficient and strategic wealth planning objectives.
frequently asked questions
Mortgage Questions Answered
Why choose bespoke life insurance?
Standard policies may not fully protect high-net-worth clients or account for complex estate planning needs.
Can coverage be structured for family and beneficiaries?
Yes, policies are tailored to ensure financial security for your family and heirs.
Are cross-border considerations included?
Yes, we structure policies to cover international assets, residence, and inheritance planning.
Do you offer term and whole-of-life policies?
Yes, options are fully bespoke and aligned with long-term goals.
Can premiums be customised for cashflow optimisation?
Yes, payment structures are flexible to suit individual financial profiles.
What is the difference between level term assurance and bespoke life insurance?
Level term assurance provides life cover for a fixed period, often used for family or liability protection. Bespoke life insurance for high-net-worth clients may incorporate estate planning insurance, flexible premiums, and long-term wealth protection strategies.
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Luxury Real Estate
Coverage Without Limits
From personal life cover to complex estate planning insurance, Million Plus secures luxury life insurance solutions beyond standard offerings. We provide access to specialist insurers, flexible terms, and bespoke life coverage designed for high-net-worth clients and their families.
