Our client is a UK-based family office managing a multi-asset portfolio, including residential rental properties and alternative investments. The objective was to refinance a portfolio of buy to let townhouses while releasing capital for future acquisitions.
High street lenders struggled with the complexity of the portfolio, applying fragmented facilities and restrictive repayment terms that did not reflect the strength of the underlying assets or rental income profile.
Million Plus Private Finance worked with specialist buy to let lenders capable of assessing rental coverage and asset quality across the portfolio as a whole. A consolidated facility was structured using portfolio-level analysis, valuations, and balance sheet considerations.
A £6.8 million interest-only buy to let refinance was arranged at circa 65 percent loan-to-value. The solution improved cashflow efficiency, simplified lender relationships, and released liquidity for strategic deployment across future investments.
