Our client needed financing to acquire a portfolio of high-value jewellery, rare watches, and collectible items totaling £1.75 million. The collection included limited-edition watches, historical jewellery pieces, and rare decorative objects. Standard asset lenders typically assess such assets conservatively, which could have restricted borrowing capacity and delayed acquisitions.
Million Plus Private Finance structured a multi-asset loan, combining jewellery, watches, and collectibles under a single facility. We compiled a detailed, lender-ready submission demonstrating the client’s overall financial strength, including multiple income streams, property holdings, and international investments. Independent appraisals were coordinated for each asset, and bespoke insurance policies were established to meet lender requirements and protect the portfolio.
The loan featured hybrid repayment options, enabling the client to optimise cashflow while strategically acquiring multiple assets. The facility allowed the client to secure all targeted items in a single transaction, preserving liquidity for future acquisitions. Legal, valuation, and lender coordination were managed end-to-end with full discretion. This example illustrates how Million Plus tailors multi-asset luxury finance solutions to meet the needs of high-net-worth collectors, providing speed, flexibility, and strategic alignment with broader wealth management objectives.
This case illustrates how multiple luxury assets can be consolidated into a single, structured facility to optimise liquidity, flexibility, and portfolio-level wealth planning.
