Cornwall, with its dramatic coastlines, picturesque villages, and temperate climate, has long been one of the UK’s most coveted locations for luxury property investment. The region offers a unique combination of natural beauty, cultural richness, and outstanding lifestyle opportunities that continue to attract discerning buyers from across the UK and beyond.
“Cornwall represents a rare opportunity to combine exceptional quality of life with strong investment potential,” explains Paul Welch, founder of MillionPlus and financing expert. “The region’s limited inventory of truly premium properties, combined with its enduring appeal, has created a remarkably resilient luxury market.”
Why Cornwall? The Appeal of Cornish Luxury Real Estate
Cornwall’s property market stands apart for several compelling reasons:
Natural Beauty and Lifestyle
With over 300 miles of coastline, pristine beaches, and sweeping moorlands, Cornwall offers an unmatched natural environment. The region’s mild climate supports outdoor pursuits year-round, from sailing and surfing to golf and coastal walking.
Exclusive Communities
From Rock and Polzeath to Falmouth and St. Mawes, Cornwall’s premier locations combine privacy and exclusivity with vibrant local communities. These areas offer the rare combination of seclusion and connectivity that luxury buyers seek.
Strong Investment Fundamentals
Cornwall’s limited development potential, strict planning regulations, and growing demand create a marketplace where premium properties tend to appreciate steadily over time. The finest properties, particularly those with water views or substantial acreage, have demonstrated exceptional resilience even during broader market fluctuations.
Cultural Renaissance
Beyond its natural assets, Cornwall has experienced a cultural and culinary resurgence. World-class restaurants, galleries, and events such as the Tate St Ives and various food festivals have enhanced the region’s appeal to sophisticated buyers.
Where to Buy: The Most Desirable Areas in Cornwall
North Cornwall Coast
The stretch from Padstow to Bude includes some of Cornwall’s most prestigious addresses. Rock, Polzeath, and Daymer Bay form an exclusive enclave that combines exceptional coastal properties with privacy and world-class amenities including the prestigious St Enodoc Golf Club.
South Cornwall and the Roseland Peninsula
The sheltered southern coastline offers a different character, with the Helford River, Falmouth Bay, and the Roseland Peninsula providing opportunities for waterfront living with sailing access. Historic manor houses and coastal estates in this region often come with substantial acreage and water frontage.
West Cornwall
The far western tip of Cornwall, including areas around St Ives and the Penwith Peninsula, offers dramatic landscapes and a strong artistic heritage. This area appeals particularly to those seeking creative inspiration alongside luxury living.
Rural Cornwall
Inland Cornwall presents opportunities for substantial country estates with land for equestrian facilities or agricultural enterprises. These properties often offer exceptional value compared to comparable estates elsewhere in southern England.
Explore our bespoke financing solutions or contact Paul directly at Paul.welch@millionplus.com to discuss your specific requirements.
Featured Luxury Properties in Cornwall
Our current portfolio includes several exceptional Cornish properties that exemplify the region’s finest offerings:
Ferndown, Braunton – £6,500,000
This exceptional 8-bedroom new-build property offers unparalleled coastal living with panoramic views of Saunton Beach, surrounding sand dunes, and Saunton Golf Course. Set on nearly an acre of land, the home provides over 12,000 square feet of internal living space spread across three floors, complemented by 5,000 square feet of terraces.
The striking entrance features a glass atrium, while the ground floor offers open-plan living with a spacious kitchen flowing into family and dining areas through floor-to-ceiling windows that connect to outdoor terraces. The seven first-floor bedrooms each include en-suite bathrooms, with potential for a self-contained annexe.
The lower ground floor houses an impressive leisure complex featuring a 9m swimming pool, 20m lap pool, pool bar, sauna, steam room, gym, spa treatment room, glass-walled wine store, cinema room, and games room. With extensive parking and garage space, the property provides direct access to Braunton Burrows and Saunton Sands beach, combining luxury living with outstanding natural surroundings.
Viscaya & Green Cliffs, Torquay – £4,750,000
Occupying a glorious elevated position with spectacular coastal views, this unique property comprises two residences approached via electrically operated gates and a sweeping drive. Viscaya, the main property, is a modern four-bedroom home where all principal rooms take advantage of the stunning coastal views, accessible from a full-width terrace.
The property features a bright reception hall with marble floors, while Green Cliffs, built in the 1940s, offers two additional bedrooms. Between the two houses sits a detached orangery/sun room, creating a seamless indoor-outdoor lifestyle. The grounds include substantially paved terraces, an infinity pool, and mature trees and shrubs in less formal areas.
A path once led down the cliff to the beach, though it’s currently overgrown. The property includes extensive secure triple garaging beneath the house, a pool house, and additional parking behind Green Cliffs, all situated in the sought-after Shaldon area, creating an exceptional coastal residence.
Calancombe Estate, Ivybridge – £4,650,000
The Calancombe Estate offers an exceptional private estate and business opportunity within a tranquil valley in prime South Devon, just 4 miles from the A38. Centered around a magnificent 4,000 sq ft period farmhouse beautifully restored by the current owners, the property features stone and white rendered elevations overlooking ponds and surrounding land.
Inside, a generous kitchen with bi-fold doors connects to extensive gardens, complemented by four reception rooms including a 24ft drawing room with valley views. The first floor houses five well-presented en-suite bedrooms, while the grounds feature terraced lawns, a barbecue area with pizza oven, and a kitchen garden. The estate also includes Combe Farm Barns, providing an additional 3,000 square feet of stylish accommodation with an indoor swimming pool, plus two converted stone barns ideal for multi-generational living or holiday lets.
The property’s crown jewel is its award-winning vineyard and winery producing finest quality wines, gins, cyders and brandies, set within approximately 23 acres of plantings. The business includes a fully-equipped commercial winery and event space, making this a remarkable lifestyle and commercial opportunity.
Torquil House, Wadebridge – £4,500,000
Steeped in history and exuding old-world charm, this quintessential coastal property blends traditional features with modern luxuries in a sought-after North Cornwall location. Once visited by poet John Betjeman during his childhood, Torquil House offers views of Brea Hill with glimpses of the estuary from select bedrooms.
The graceful interiors feature high ceilings, solid wood floors, and paneled sash windows, highlighted by a light-filled entrance hall, open-plan kitchen/breakfast room, drawing room with fireplace and garden access, and additional reception spaces. Six bedrooms occupy the first floor, three with en-suite bathrooms. The property includes Little Torquil, a well-presented two-bedroom detached cottage with its own garden, currently generating income as a successful holiday let.
A modern Spa Suite between the two properties provides a fantastic relaxation space with a jacuzzi spa, sauna, and areas for table tennis and gym equipment. Set moments from Daymer Bay beach, St Enodoc Golf Course, and the Southwest Coast Path, with private gardens offering peaceful outdoor living, this property represents an exceptional opportunity in one of Cornwall’s most desirable coastal locations.
Trenarth, Falmouth – £4,500,000
A magnificent Grade II listed country estate with over 800 years of history, Trenarth sits above the Helford River, spanning 120 acres of rolling pasture and woodland with uninterrupted views. Approached via a long drive, this completely private estate centers around a 10,847 sq ft main house arranged around an Elizabethan courtyard, beautifully blending centuries of architectural evolution.
Originally a 16th-century granite farmhouse, later enhanced with a Georgian façade, the property features historic elements including grand sash windows and an elegant period staircase. The ground floor offers generous living spaces including an impressive entrance hall, family kitchen, 17th-century refectory with mullioned windows and inglenook fireplace, drawing room, and garden room. Upstairs, a spacious landing leads to a grand principal suite and two further en-suite bedrooms, while a secondary staircase accesses a separate wing with another bedroom suite.
East Cottage provides two additional bedrooms with potential to be reincorporated into the main house. Set within exquisitely manicured gardens featuring walled sections, an orchard, and woodland walks leading to Trenarth Bridge on a creek of the Helford River, the estate also includes five letting cottages around a courtyard and a separate derelict bungalow with planning permission for a four-bedroom home.
Financing Your Cornish Property Purchase
Acquiring a luxury property in Cornwall often requires sophisticated financing solutions, particularly for high-net-worth individuals with complex income structures or international assets. As Paul Welch explains, “Cornwall’s premium property market presents unique financing challenges and opportunities. The seasonal nature of the region, combined with the architectural variety of its finest properties, demands bespoke funding approaches.”
At MillionPlus, we specialize in arranging:
- Private bank mortgages with preferential terms for high-value Cornish properties
- Securities-based lending against investment portfolios to unlock liquidity for property acquisition
- Single stock loans at market-leading rates, allowing you to leverage equity holdings without triggering sales
- Blended facilities that optimize borrowing costs across multiple assets
- Development finance for renovation projects or new-build opportunities
Our experience facilitating over £4.2 billion in luxury asset financing means we understand the intricacies of high-value property transactions and can secure terms that traditional lenders simply cannot provide.
Need financing advice for your Cornish property purchase? Contact Paul directly for a confidential consultation.
Investing in Cornish Property: Key Considerations
Where is the Best Place to Live in Cornwall, UK?
The “best” location depends entirely on your priorities:
- For sailing enthusiasts: The Helford River, Falmouth Bay, and the Carrick Roads offer exceptional boating access with charming waterside properties
- For beach lifestyle: Rock, Polzeath, and the North Coast combine magnificent beaches with sophisticated amenities
- For cultural richness: St Ives and surrounding areas blend artistic heritage with coastal beauty
- For rural tranquility: Inland Cornwall offers substantial estates with acreage at compelling values
What is the Nicest Village in Cornwall?
Cornwall boasts numerous charming villages, each with distinct character:
- Rock and Trebetherick: Perhaps Cornwall’s most exclusive coastal communities, offering privacy, exceptional properties, and world-class amenities
- St Mawes: A picturesque harbor village on the Roseland Peninsula with sailing heritage and sophisticated dining
- Mousehole: A traditional fishing village with authentic Cornish character and artistic connections
- Port Navas: A hidden gem on the Helford River offering tranquil waterside living
- Mawnan Smith: Combining rural charm with proximity to the Helford River and Falmouth
Where is the Cheapest Place to Buy in Cornwall?
While Cornwall’s premier locations command premium prices, value can still be found:
- Inland villages away from the coast often offer substantial properties at more accessible price points
- The Cornish mining heartland around Redruth and Camborne provides period properties with character at competitive values
- Mid-Cornwall locations like Wadebridge and Bodmin offer excellent accessibility while avoiding the premium of coastal hotspots
- Up-and-coming areas like Hayle, which benefits from recent regeneration and exceptional beaches, offer growth potential
For luxury buyers, however, the focus typically remains on securing the right property rather than finding the lowest price point. Cornwall’s finest properties represent good value compared to equivalent homes in London or the Home Counties, offering substantially more space, land, and lifestyle benefits.
List Your Cornish Property with MillionPlus
Own a luxury property in Cornwall that you’re looking to sell? MillionPlus provides exclusive marketing to a global audience of qualified buyers. Our discreet approach ensures your property reaches the right purchasers while maintaining your privacy.
List your property with us today
Looking to Purchase? Create Your Free Account
By creating a free MillionPlus account, you’ll gain access to our full portfolio of luxury Cornish properties, including off-market opportunities not advertised elsewhere. Set customized alerts for new properties matching your specific criteria and save your favorite listings for future reference.
Conclusion: Cornwall’s Enduring Appeal
Cornwall represents a unique proposition in the UK luxury property market – a region where exceptional quality of life combines with investment fundamentals to create compelling opportunities for discerning buyers. From historic estates with agricultural potential to contemporary coastal residences with breath-taking views, Cornwall offers remarkable diversity within its premium property segment.
At MillionPlus, we’re dedicated to helping you navigate this distinctive marketplace with expertise and discretion. From finding your perfect Cornish retreat to arranging bespoke financing, our team is committed to exceeding your expectations at every step of the journey.
Ready to explore luxury properties in Cornwall? Contact us today for a personalized consultation.
