Private Jet Finance
Million Plus Private Finance provides bespoke financing solutions for private jets and corporate aircraft. We structure lending for new purchases, leases, or fleet expansions, offering discretion, speed, and flexible repayment options. Our aviation finance specialists work with private banks and specialist lenders to meet the unique needs of high-net-worth clients.
Why Choose Million Plus For Your Private Jet Financing?
Financing a private jet requires specialist expertise and trusted lender relationships. Million Plus Private Finance arranges bespoke loans for new aircraft, leases, and fleet expansions. We assess client financial profiles, including multiple income streams, international assets, and investment portfolios, to structure lending with optimal terms. Interest-only and hybrid repayment options provide flexibility, while our team manages legal, valuation, and lender coordination for smooth, efficient processing. Each solution is tailored to clients’ wealth strategy, ensuring confidentiality, speed, and alignment with broader financial goals.
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Million Plus Private Finance specialises in bespoke financing for private jets. We work with private banks and specialist lenders to structure loans for new aircraft purchases, leases, or fleet expansions.
Applications are tailored to present complex income streams, international holdings, and investment portfolios to lenders, maximising borrowing potential. We also address aircraft-specific considerations including age, make, model liquidity, maintenance status, and projected residual value, ensuring each proposal aligns with lender risk criteria. Interest-only and hybrid repayment options provide cashflow flexibility while maintaining long-term financial planning.
Our team manages valuations, lender communication, and legal coordination to ensure a smooth, efficient process. Clients benefit from confidentiality, speed, and access to lenders who understand the unique requirements of high-net-worth aircraft owners. Every financing solution is bespoke, reflecting the client’s overall wealth strategy and investment objectives.
case studies
Mortgage Closings
Private jet financing requires specialist knowledge and trusted lender relationships. Million Plus Private Finance considers all aspects of a client’s financial profile, including multi-currency holdings, multiple income streams, and international investments.
We structure loans for new jet purchases, aircraft leases, or fleet expansions, with flexible repayment options and multi-asset considerations. Interest-only and hybrid repayments optimise liquidity and cashflow management. Multi-asset portfolios can be included in single lending facilities to maximise borrowing potential.
Million Plus coordinates valuations, lender submissions, and legal documentation to ensure a seamless, confidential process. By monitoring market conditions and lender appetite, we secure competitive terms and bespoke repayment structures.
Clients benefit from personalised guidance, discretion, and access to lenders specialising in high-value aircraft finance. Every solution is aligned with a broader wealth strategy, whether acquiring a new jet, leasing aircraft, or expanding a private fleet.
How Private Jet Finance Works
Private jet finance is structured differently from standard property or commercial lending. Specialist lenders assess both the aircraft and the borrower’s wider financial position to create a bespoke facility aligned with long-term wealth strategy.
The process typically begins with an assessment of the aircraft itself, including age, manufacturer, model liquidity, maintenance history, and projected residual value. These factors influence loan-to-value ratios and lender appetite, particularly for newer or highly liquid aircraft types.
Alongside the aircraft, lenders evaluate the client’s full financial profile. This includes income from multiple sources, investment portfolios, international assets, and existing liabilities. Ownership structures may be arranged personally, through a corporate entity, or via a special purpose vehicle, depending on usage and jurisdiction.
Facilities are commonly structured on an interest-only or hybrid repayment basis to preserve liquidity and support cashflow planning. In some cases, multiple assets may be combined within a single lending facility to enhance borrowing capacity and flexibility.
Once terms are agreed, Million Plus Private Finance coordinates valuations, lender approvals, legal documentation, and regulatory requirements. This ensures a discreet, efficient process from initial enquiry through to aircraft delivery, with financing structured to support both immediate acquisition and long-term financial objectives.
frequently asked questions
Mortgage Questions Answered
What types of aircraft can be financed?
Private jet finance can be arranged for a wide range of aircraft, including light, mid-size, super-midsize, and long-range private jets, as well as corporate aircraft. Both new and pre-owned aircraft may be considered, subject to age, model liquidity, maintenance status, and lender appetite.
Are interest-only or hybrid repayment options available?
Yes. Interest-only and hybrid repayment structures are commonly used in private jet finance to preserve liquidity and support cashflow planning. These structures are particularly suitable for high-net-worth clients who prefer to retain capital within investment portfolios or operating businesses.
Can private jet finance be structured through a company or SPV?
Yes. Finance can be structured personally, through a corporate entity, or via a special purpose vehicle (SPV), depending on aircraft usage, jurisdiction, and wider wealth strategy. Ownership structure is assessed carefully to align with regulatory, operational, and financial considerations.
Do lenders consider business usage or charter revenue?
Yes. Where applicable, lenders may consider business usage or projected charter income as part of the overall financial assessment. This is reviewed alongside the client’s broader income profile and asset base rather than as a standalone affordability measure.
Are older or pre-owned aircraft financeable?
Pre-owned aircraft can be financeable, subject to factors such as age, manufacturer support, maintenance history, and residual value. Newer and more liquid aircraft types typically attract higher loan-to-value ratios, while older aircraft may require additional equity.
Can multiple aircraft or other assets be financed together?
Yes. In some cases, multiple aircraft or additional high-value assets can be included within a single lending facility. Multi-asset structuring may improve borrowing efficiency and provide greater flexibility across a client’s wider portfolio.
How quickly can private jet finance be completed?
Timelines vary depending on aircraft type, ownership structure, and jurisdiction. With full documentation and valuations in place, private jet finance can often be completed within a matter of weeks.
Do you provide cross-border or multi-currency private jet finance?
Yes. Private jet finance can be structured for international clients and multi-currency requirements. Lenders experienced in cross-border aviation finance are selected based on the client’s residency, asset location, and operational needs.
exclusive marketplace
Luxury Real Estate
Finance Without Limits
From private jets to luxury yachts, Million Plus Private Finance secures bespoke lending solutions beyond high street limits. We provide private bank access, flexible repayment structures, and tailored solutions for aircraft, luxury items, and multi-asset portfolios.
