Lombard Loans
Million Plus Private Finance provides bespoke lending solutions using securities-backed investment portfolios and liquid assets as collateral. Lombard loans offer flexible repayment options, rapid access to capital, and tailored structuring for high-net-worth clients seeking strategic liquidity while retaining ownership of their assets.
Why Choose Million Plus For Your Lombard Loan?
Lombard loans provide high-net-worth clients with flexible financing secured against investment portfolios, stocks, bonds, and other liquid assets. These facilities are commonly referred to as Lombard loans or portfolio-backed lending. Million Plus Private Finance structures bespoke loans that consider complex income, international holdings, and multi-asset portfolios. Interest-only and hybrid repayment options allow cashflow optimisation, while maintaining strategic wealth allocation. Our team manages valuations, lender coordination, and legal documentation to ensure a smooth, confidential process. Clients benefit from competitive terms, discretion, and tailored lending aligned with broader financial goals, whether for liquidity, acquisitions, or portfolio leveraging.
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Use our calculator to explore borrowing potential, repayment options, and indicative rates for Lombard loans. Results are for illustration purposes only and do not constitute a formal lending offer.
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Share your details and our team will contact you promptly by phone or email. Million Plus Private Finance advisers provide expert guidance to structure Lombard loans optimally for high-net-worth clients, based on individual circumstances and lender criteria.
Million Plus Private Finance specialises in Lombard loans, offering high-net-worth clients bespoke lending secured against securities and investment portfolios. Facilities are typically arranged through private banks offering Lombard lending against regulated custody portfolios. Our team structures loans to present complex financial profiles, international holdings, and multi-asset portfolios to private banks and specialist lenders.
Interest-only and hybrid repayment options provide liquidity while preserving strategic capital. Multi-asset lending facilities can combine multiple securities or portfolio assets to maximise borrowing potential. Million Plus Private Finance manages valuations, lender communication, and legal documentation to ensure a smooth, confidential process. Clients benefit from competitive rates, discretion, and lending solutions aligned with their broader investment and wealth strategy.
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Lombard loans require specialist expertise and access to trusted lenders. Million Plus Private Finance considers all aspects of a client’s portfolio, including equities, bonds, mutual funds, and other liquid assets.
We structure loans for liquidity, investment, portfolio leveraging, or acquisition purposes. Interest-only and hybrid repayment options allow cashflow optimisation while preserving capital. Multi-asset facilities enable combining multiple securities to maximise borrowing potential.
Lenders assess collateral quality, concentration risk, and market volatility when structuring Lombard facilities. Advance rates and margin thresholds are calibrated to asset class, liquidity, and jurisdiction, ensuring resilience during market movements.
Million Plus Private Finance manages valuations, lender submissions, and legal documentation for a seamless, confidential process. By monitoring market conditions, asset volatility, and lender appetite, we secure competitive terms and bespoke repayment structures. Clients receive personalised guidance, discretion, and access to lenders experienced in portfolio-backed lending. Every lending solution aligns with broader financial strategy, whether for unlocking liquidity, investment growth, or high-value acquisitions.
frequently asked questions
Mortgage Questions Answered
What is a Lombard loan?
A Lombard loan is a securities-backed lending facility secured against investment portfolios such as equities, bonds, or funds. It allows high-net-worth clients to access liquidity without selling assets, preserving long-term investment strategy and market exposure. Facilities are typically arranged through private banks using regulated custody structures.
Can multiple securities be used as collateral?
Yes. Lombard loans are often structured as multi-asset facilities combining equities, bonds, funds, or other eligible securities within a single custody framework. This approach can improve diversification, support higher advance rates, and provide greater flexibility in facility structuring.
Are interest-only or hybrid repayment options available?
Yes. Lombard loans commonly offer interest-only or hybrid repayment structures, allowing clients to optimise cashflow while maintaining strategic capital allocation. Repayment profiles are tailored to asset composition, liquidity requirements, and broader wealth strategy.
How quickly can Lombard loans complete?
Completion timelines depend on portfolio complexity, asset liquidity, and custody arrangements. Straightforward facilities can complete within days, while more complex, multi-asset or cross-border structures may take several weeks.
Do you offer cross-border or multi-currency lending?
Yes. Lombard loans can be structured for international clients with multi-currency portfolios and assets held across different jurisdictions. Facilities are arranged with lenders experienced in cross-border custody, compliance, and international wealth structuring.
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Finance Without Limits
From securities to multi-asset portfolios, Million Plus secures bespoke Lombard lending solutions beyond traditional lending constraints. We provide private bank access, flexible repayment structures, and tailored loans, ensuring liquidity and strategic wealth optimisation.
