How to borrow more

How to borrow more

Exploring JMSO: A Family Mortgage Guide

In this short but informative video, we delve into the world of Joint Mortgage Sole Owner (JMSO) options. JMSOs aren’t just a stepping stone for first-time homebuyers or a tool for emergency funds. They’re a versatile financial instrument that can bring families together and provide solutions in various situations.

Who Benefits from JMSO?

Discover how JMSOs can be a lifeline for parents in their later years, allowing them to stay in their homes without the need to downsize.

Learn about the flexibility of using up to four incomes for affordability, and the benefits of having family members listed on the mortgage without incurring additional stamp duty.

Solutions for Every Need

Whether it’s adult children assisting their parents, parents aiding their children in property purchases, or couples managing buy-to-let properties, JMSOs offer a range of solutions. Understand the generous age limits and terms for repayment and interest-only mortgages, as well as buy-to-let options.

Key Takeaways

Up to 4 incomes for affordability.
No stamp duty for supporting family members.
Ideal for parents and adult children.
Repayment mortgages up to age 95.
Interest-only options up to age 89.
Buy to let mortgages available.

Professional Guidance is Key

While JMSOs offer numerous benefits, it’s crucial to consult with a professional advisor to understand how they can work for you and your family.


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Million Limited is registered in England and Wales No: 07135407. Million Plus Private Finance Limited is registered in England and Wales No: 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdon, HP9 2JH.

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