In this insightful interview, we sit down with Stacey, a seasoned manager with a rich background in Stoke on Trent. As she delves into her professional journey, listeners will gain a deeper understanding of the intricacies of mortgage management, especially for those with complex incomes.
Stacey sheds light on the challenges many face when seeking homeownership, from understanding quirky incomes to navigating the world of Houses of Multiple Occupancy (HMOs).
With a focus on providing customers a safe place to call home, Stacey emphasizes the importance of working with specialist lenders.
She touches upon the concept of ‘quirky incomes,’ highlighting how multiple income streams, such as dual jobs or interim setups, can be considered when applying for a mortgage.
For those unfamiliar with the mortgage landscape, Stacey breaks down terms like ‘affordability calculator’ and the significance of underwriting in the loan approval process.
Recognizing that life doesn’t always go as planned, Stacey discusses Vida’s approach to lending for those with adverse credit histories.
Whether it’s a minor blip or a more significant financial challenge from years past, there’s a potential path to homeownership.
This interview is not just about mortgages; it’s about second chances, understanding, and the belief that everyone deserves a place to call home.
Beyond the technicalities, Stacey’s passion for her work shines through, especially when discussing the importance of communication and understanding in her field.
From her anecdotes about personal challenges to her insights into the broader mortgage industry, this interview offers a comprehensive look into the world of home financing from an insider’s perspective.
Let’s get life moving!
We specialise in mortgages for people that don’t meet the perfect credit scores many traditional highstreet lenders demand: www.vidahomeloans.co.uk
Looking for a mortgage?
We would love you as a customer but we believe everyone should get the advice of a professional mortgage broker, you can find one here unbiased.co.uk and talk to them about how Vida can help you!
