We use cookies to enhance your browsing experience, serve personalised content and ads, and analyse our traffic. By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to improve site navigation, analyse usage, and assist in our marketing efforts.
Ever dreamt of owning your very own castle?
Ever dreamt of owning your very own castle?
We handle over £300 millions of real estate enquiries every month, from
castles in France, to private islands to mansions in the UK. Give us a call today
Fancy yourself the ruler of your own castle?
Securing a mortgage for a UK castle may sound like a fairytale, but it’s a viable option for those looking to own a piece of history.
Buying a castle isn’t just about purchasing a home; it’s about investing in a historical monument. These properties feature unique elements like handcrafted stonework and expansive lands, carrying centuries of heritage.
However, buying a castle is more complex than purchasing a regular house.
It requires a different approach, particularly in terms of financing. Here, we’ll delve into the process of securing a mortgage for a castle and offer some tips to turn your dream into reality.
Fill in the form below and we will call you back within the same working day.
Purchasing a castle involves unique mortgage requirements and considerations, such as non-standard construction, listed status, and historical value.
From a mortgage standpoint, castles are categorised as non-standard construction buildings, which include any structure that deviates from the typical stone or brick walls and tile or slate roofs.
Additionally, castles, like any pre-1840 property, are considered listed buildings.
This combination reduces the number of lenders willing to finance a castle purchase.
Using an experienced mortgage broker can provide access to specialist lenders and banks that are enthusiastic about helping you become the king or queen of your castle.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Changes in the exchange rate may increase the sterling equivalent of your debt. The Financial Conduct Authority does not regulate finance, foreign currency mortgages, bridging finance, secured loans, and some aspects of commercial mortgages. You may have to pay an early repayment charge to your existing lender if you re-mortgage.
By listing with us, you adhere to our Terms & Conditions – PLEASE READ BEFORE LISTING
Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Million Plus is a trading style of Million Plus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered under the Data Protection Act 1988 (Registration No. ZA178200).
Million Plus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.