While super-prime London still attracts global wealth, the £1m–£10m buyer is increasingly heading for the country Prime London property has hit a soft patch, and it’s not just political noise or tax threats behind the slowdown. According to Paul Welch, founder of Million Plus Private Finance, affluent buyers in the £1m–£10m range are prioritising space, lifestyle and value, pushing demand beyond the […]

If you’re approaching the end of your current mortgage deal, you’ve probably asked yourself this question more than once. The decision between fixing your mortgage rate now or waiting for a potentially better deal can feel overwhelming, particularly during periods of rate uncertainty. The truth is there’s no single answer that works for everyone. What […]

Property sits at the core of generational wealth planning. For high-net-worth individuals and families, residential and commercial property represents both tangible security and strategic opportunity—assets that appreciate, generate income, and can be structured for long-term tax efficiency. How the wealthy use property to reduce tax isn’t about evasion or aggressive schemes. It’s about early planning, […]

The question hits landlords’ inboxes constantly: should I Airbnb this property or let it long-term? Rising rents make traditional buy-to-let look attractive again. But holiday let nightly rates seem unbeatable. Convert that coastal cottage to short-term stays and watch the income roll in, right? Not quite. Holiday lets vs long term lets isn’t a simple […]

Property ownership represents a cornerstone of UK wealth accumulation, with residential and commercial real estate comprising approximately 65% of high-net-worth individual portfolios according to wealth management studies. However, property’s tax treatment—capital gains tax on disposals, inheritance tax on estates, income tax on rentals, and stamp duty on acquisitions—creates substantial friction costs that can erode returns […]

Imagine living somewhere with no traffic noise, no cars, and yes—no income tax. Sounds like fantasy, doesn’t it? Yet there’s a place just an hour’s flight from London where this reality exists. Welcome to Sark, the only tax free island in Europe that most people have never heard of. Sark is a British Crown Dependency […]