Our client is a UK-based homeowner living in a high-value residential property that had appreciated significantly since purchase. The property was owner-occupied and held as a long-term family home, with a conventional repayment mortgage arranged several years earlier. As the fixed-rate period approached expiry, the client wished to remortgage to secure improved terms and reduce […]

Our client is an internationally based investor with a diversified asset base, including UK residential property, overseas real estate holdings, and foreign currency investment income. The UK property had significant embedded equity and was held as part of a broader cross-border wealth structure. Conventional lenders struggled to assess the case due to currency exposure, overseas […]

Our client is the majority shareholder and director of a profitable UK-based trading company, with personal wealth primarily held in retained business profits and a prime London residential property owned outright. Day-to-day income was modest relative to overall net worth, with surplus capital deliberately retained within the business to support future growth and investment. The […]