Our client was an asset-rich individual in their early seventies holding multiple unencumbered UK residential properties alongside a diversified investment portfolio. Income was intentionally modest, reflecting lifestyle choice rather than financial constraint, which limited access to conventional mortgage products. Traditional equity release options were misaligned with the client’s objectives, offering limited flexibility and reduced long-term […]

The client was an international investor in their late sixties with a prime London residence held alongside overseas investments and family trust structures. Their wealth was concentrated in long-term assets, with limited UK income but significant global net worth. High-street lenders were unsuitable due to cross-border complexity, age criteria, and affordability assessments that failed to […]

Our client was a retired business owner in their early seventies who had built substantial wealth following the sale of a UK-based company. Their assets were primarily held in a prime main residence valued at approximately £3.4 million, supported by diversified investment portfolios and liquid reserves. While earned income had reduced following retirement, overall net […]