Interest-Only Mortgage for an International Investor with Cross-Border Assets

Interest-Only Mortgage for an International Investor with Cross-Border Assets

Million Plus
Million Plus
January 27, 2026
Our client is an international investor with a multi-asset portfolio spanning UK property, European real estate, and financial investments generating income in multiple currencies. When purchasing a UK residential property valued at £3.5 million, conventional lenders struggled to assess overseas income streams and applied conservative assumptions that reduced borrowing flexibility. Million Plus Private Finance coordinated […]
Retirement Interest-Only Mortgage for an Asset-Rich UK Client

Retirement Interest-Only Mortgage for an Asset-Rich UK Client

Million Plus
Million Plus
January 27, 2026
Our client is an asset-rich individual with a diversified portfolio comprising UK residential property, overseas real estate, and liquid investments held across multiple jurisdictions. Approaching later life, the client sought to release capital to support estate planning objectives without selling core assets or restructuring long-held investments. High-street lenders applied restrictive age-based criteria and capital repayment […]
UK Business Owner Using an Interest-Only Mortgage for Liquidity Management

UK Business Owner Using an Interest-Only Mortgage for Liquidity Management

Million Plus
Million Plus
January 27, 2026
Our client is the majority shareholder of a profitable UK-based business with significant retained profits and a diversified investment portfolio, including commercial property and liquid assets. While acquiring a prime UK residential property valued at just over £4 million, the client required a borrowing structure that preserved liquidity and avoided unnecessary pressure on personal income. […]