Our client is an international investor with a multi-asset portfolio spanning UK property, European real estate, and financial investments generating income in multiple currencies. When purchasing a UK residential property valued at £3.5 million, conventional lenders struggled to assess overseas income streams and applied conservative assumptions that reduced borrowing flexibility. Million Plus Private Finance coordinated […]

Our client is an asset-rich individual with a diversified portfolio comprising UK residential property, overseas real estate, and liquid investments held across multiple jurisdictions. Approaching later life, the client sought to release capital to support estate planning objectives without selling core assets or restructuring long-held investments. High-street lenders applied restrictive age-based criteria and capital repayment […]

Our client is the majority shareholder of a profitable UK-based business with significant retained profits and a diversified investment portfolio, including commercial property and liquid assets. While acquiring a prime UK residential property valued at just over £4 million, the client required a borrowing structure that preserved liquidity and avoided unnecessary pressure on personal income. […]

An international investor with a diversified property portfolio sought to refinance an existing UK asset while maintaining exposure to US dollar income streams generated from overseas investments. The client’s priority was to improve cashflow alignment without compromising long-term ownership. Sterling-only remortgage options introduced currency friction and inflexible repayment terms, creating inefficiencies within the wider balance […]

A family office managing assets across Europe and the Middle East required mortgage finance to support a UK residential acquisition. The family’s balance sheet was predominantly denominated in foreign currencies, with sterling exposure deliberately limited as part of long-term capital planning. Conventional lenders were unable to support the structure due to currency denomination, asset complexity, […]

A senior international executive earning the majority of their income in euros sought to acquire a prime UK residential property. Their wider financial position was structured across international investments and retained earnings from overseas businesses, with limited exposure to sterling income. Conventional lenders were unable to accommodate the currency profile or assess affordability beyond standard […]