A UK-based family office managing a multi-generational portfolio sought funding to support the acquisition of a countryside estate while retaining flexibility across existing property and investment holdings. The family’s wealth was held across operating businesses, real estate, and financial assets, with ownership structures designed to support long-term stewardship rather than short-term liquidity events.
Conventional lenders were constrained by asset concentration and the complexity of underlying ownership vehicles. Million Plus Private Finance worked closely with a specialist private lender to position the case using the family’s consolidated balance sheet, asset quality, and long-term horizon. Valuation considerations and repayment alignment were structured to reflect the family’s broader objectives rather than isolated affordability measures.
A mortgage facility of £4.8 million was structured with a tailored repayment profile aligned to long-term capital planning. The result preserved ownership flexibility, supported efficient use of capital, and ensured the acquisition complemented the family’s wider investment and succession strategy.
