Our client, a senior executive of a publicly listed company, held a substantial portion of personal wealth in a single listed shareholding accumulated through long-term incentive plans. The concentration limited flexibility when personal liquidity was required to support a prime residential purchase.
Million Plus Private Finance reviewed the shareholding, trading liquidity, volatility profile, and the client’s wider balance sheet. A single stock loan was structured at a conservative loan-to-value level with an interest-only repayment profile aligned to dividend income and future portfolio planning. Lender engagement, valuation alignment, and legal documentation were coordinated to private bank standards, providing access to capital while preserving the client’s equity exposure.
