Our client, a founder and majority shareholder of a profitable UK-based private company, held a significant proportion of personal wealth in unlisted shares following sustained reinvestment in the business. He required liquidity to support a prime residential property acquisition while maintaining ownership ahead of a potential medium-term transaction.
Million Plus Private Finance reviewed the company’s financial performance, capital structure, shareholder documentation, and governance framework. The client’s wider balance sheet, including property and liquid investments, was considered to support lender positioning. A bespoke unlisted stock loan was structured at a conservative loan-to-value level with an interest-only repayment profile aligned to anticipated liquidity events. Valuations, legal documentation, and share pledge arrangements were coordinated to private bank standards, providing capital access while preserving ownership and balance-sheet efficiency.
