Loan-to-value ratios for this facility were structured with reference to the stablecoin-led collateral profile, approved custody arrangements, jurisdiction, and prevailing market conditions. Collateral buffers and monitoring frameworks were agreed to ensure stability throughout the loan term, with final terms set in advance to support the client’s diversification strategy while preserving long-term digital asset positions.
Our client, an international investor with holdings in both cryptocurrency and traditional financial markets, sought to access liquidity to diversify investments into alternative assets. High volatility and multi-currency holdings made conventional lending impossible.
Million Plus Private Finance evaluated the client’s total financial footprint, including crypto wallets, digital asset custody arrangements, and cross-border investments. We structured a bespoke $10 million loan secured by stablecoins and high-value cryptocurrencies, with interest-only repayments over a 12-month term.
Legal, regulatory, and valuation processes were fully coordinated, ensuring a smooth and confidential transaction. The client accessed liquidity quickly, enabling timely investment into alternative assets without compromising long-term cryptocurrency positions.
The facility demonstrated the strategic use of digital assets for high-net-worth clients, providing flexibility, confidentiality, and alignment with broader wealth management objectives. Our structured approach optimised borrowing capacity, preserved investment capital, and supported multi-jurisdiction planning.
