Crypto-Backed Loans
Million Plus Private Finance provides bespoke lending secured against cryptocurrency holdings. We structure loans to optimise liquidity, maintain strategic capital allocation, and offer flexible repayment options, typically through regulated custodial and lender frameworks. Our expert team works with private banks and specialist lenders to meet the needs of high-net-worth clients holding digital assets.
Why Choose Million Plus For Your Crypto-Backed Loan?
Crypto-backed lending requires specialist knowledge and trusted lender relationships. Million Plus Private Finance arranges bespoke loans secured by major cryptocurrencies such as Bitcoin and Ethereum, alongside approved stablecoins. We structure lending to present complex portfolios, multiple income streams, and international holdings to private banks and specialist lenders. Interest-only and hybrid repayment options provide liquidity while preserving capital for investment. Clients benefit from discretion, competitive terms, and fast access to funds. Whether unlocking cash from crypto holdings for investment, acquisition, or portfolio diversification, Million Plus ensures lending solutions are tailored to each client’s financial strategy and wealth planning.
Crypto-backed facilities are typically structured to allow clients to access liquidity without liquidating digital assets, preserving long-term exposure while managing volatility through conservative collateral frameworks.
Explore related crypto and securities financing solutions:
- Crypto Mortgages (Crypto-Backed Property Finance)
- Lombard Loans
Estimate Your Asset Financing
Use our calculator to explore borrowing potential, repayment options, and indicative rates for crypto-backed loans.
Coming Soon
Get Expert Guidance Today
Share your details and our team will contact you promptly by phone or email. Million Plus advisers provide expert guidance to structure crypto-backed loans optimally for high-net-worth clients.
Million Plus Private Finance specialises in bespoke lending secured against cryptocurrency. We work with private banks and specialist lenders to structure loans that reflect complex portfolios and high-net-worth client profiles.
Facilities are assessed based on asset type, custody arrangements, jurisdiction, and prevailing market conditions. Loan-to-value ratios are structured conservatively, with agreed collateral buffers and monitoring frameworks in place to manage digital asset volatility throughout the loan term.
Applications are tailored to present multiple income streams, international holdings, and digital asset portfolios to lenders. Interest-only and hybrid repayment options provide cashflow flexibility while maintaining long-term wealth strategy. Our team manages valuations, lender communication, and legal documentation to ensure smooth, confidential processing. Clients benefit from competitive rates, discretion, and lending solutions aligned with broader investment and financial planning goals.
case studies
Mortgage Closings
Loan-to-value ratios are determined on a case-by-case basis and reflect asset type, custody arrangements, jurisdiction, and prevailing market conditions. Facilities are structured with conservative collateral buffers and ongoing monitoring mechanisms to manage digital asset volatility and lender risk. Final terms are agreed in advance and may be adjusted in line with market movements.
Crypto-backed loans require specialist expertise and trusted lender relationships. Million Plus Private Finance considers all aspects of a client’s financial profile, including digital asset holdings, multiple income streams, and international investments.
We structure loans for liquidity, portfolio expansion, investment opportunities, or acquisition purposes. Interest-only and hybrid repayments allow strategic cashflow management and preserve capital. Multi-asset facilities can combine cryptocurrency with other holdings to maximise borrowing potential.
Crypto-backed lending enables high-net-worth clients to unlock liquidity while maintaining strategic capital allocation. These facilities support investment activity and portfolio diversification, with structures aligned to wider wealth planning and cross-border considerations.
Million Plus Private Finance coordinates valuations, lender submissions, and legal documentation for a seamless, confidential process. By monitoring market conditions, asset volatility, and lender appetite, we secure competitive terms and bespoke repayment structures. Clients receive personalised guidance, discretion, and access to lenders experienced in digital asset financing. Every lending solution is aligned with broader financial strategy, whether for unlocking liquidity, investing, or high-value acquisitions.
Facilities are typically structured through specialist lenders and custodial partners, with terms subject to asset eligibility, jurisdiction, and regulatory considerations.
frequently asked questions
Mortgage Questions Answered
How do crypto-backed loans work?
Crypto-backed loans allow clients to borrow against cryptocurrency holdings without selling them. Digital assets are pledged as collateral, with loan terms structured around asset type, custody, and volatility management.
Are interest-only or hybrid repayment options available?
- Yes. Interest-only and hybrid repayment structures are commonly used to preserve liquidity and align with broader investment strategies.
Can multiple cryptocurrencies be used as collateral?
- Yes. Facilities can be structured using multiple approved cryptocurrencies and stablecoins within a single lending arrangement.
How quickly can crypto-backed loans complete?
Timelines vary, but with prepared documentation and approved custody arrangements, facilities can complete within days or a few weeks.
Do you arrange cross-border crypto-backed lending?
- Yes. Million Plus Private Finance structures crypto-backed loans for international clients, taking into account jurisdictional, currency, and regulatory considerations.
exclusive marketplace
Luxury Real Estate
Finance Without Limits
From cryptocurrency to multi-asset portfolios, Million Plus secures bespoke lending solutions beyond high street limits. We provide private bank access, flexible repayment structures, and tailored solutions for crypto-backed financing, ensuring liquidity and strategic wealth optimisation.
