Our client, a passionate automotive collector, identified a rare, fully restored vintage car valued at £850,000. The vehicle was a limited-edition classic with international interest, making the purchase highly time-sensitive. Traditional lenders were unable to provide rapid funding due to the specialist valuation and insurance considerations.
Million Plus Private Finance structured a bespoke lending solution using the car as collateral. We presented the client’s full financial profile, including multi-asset holdings and international accounts, to private banks and specialist lenders with experience in rare collectible financing. Interest-only repayment options were included to ensure cashflow flexibility, allowing the client to continue pursuing other investment opportunities.
We managed every aspect of the transaction: coordinating independent valuations, verifying provenance and authenticity, ensuring insurance coverage, and overseeing legal agreements. The loan was approved quickly, providing the client with immediate liquidity to secure the vehicle at auction.
This case highlights how rare and specialist vehicles can be financed through bespoke, asset-backed structures that preserve liquidity and execution speed for collectors.
