Insurance Solutions for High-Net-Worth Individuals, Families, and Corporate Investors
Protect your life, assets, and business with bespoke insurance solutions. Structured through specialist insurers and tailored to your full financial profile, Million Plus Private Finance ensures flexibility, discretion, and comprehensive protection for high-net-worth individuals and corporate investors.
Why High-Net-Worth Clients Choose Million Plus
Standard insurance policies often fail to cover complex assets, multi-jurisdiction portfolios, or corporate risks. Million Plus Private Finance structures bespoke insurance solutions to safeguard life, luxury properties, fine art, vehicles, and corporate operations.
We assess unique risk profiles, review high-value and multi-asset holdings, and work with specialist insurers to secure comprehensive coverage. The policies we arrange combine discretion, flexibility, and competitive premiums, aligning with estate planning, wealth preservation, and corporate continuity objectives. Every solution is designed to provide full protection, peace of mind, and strategic alignment with long-term financial and investment plans.
Our Insurance services includes:
Estimate Your Coverage
Use our calculator to explore indicative coverage options, premium ranges, and policy structures tailored for high-net-worth individuals and corporate investors. Results are designed to support initial planning and help identify suitable insurance solutions before specialist review.
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Get Expert Guidance Today
Share your details and our team will respond shortly. A Million Plus Private Finance Senior Adviser will review your requirements and help structure appropriate insurance solutions through specialist insurers, tailored to complex asset portfolios, high-net-worth estates, and corporate operations. Discretion and clarity are prioritised throughout.
Bespoke Insurance for Life, Assets, and Business
Million Plus Private Finance specialises in structuring bespoke insurance solutions for high-net-worth individuals and corporate investors. We design policies to protect life, luxury assets, and business operations while maintaining discretion and flexibility.
Our team works with specialist insurers to assess risks across high-value properties, vehicles, yachts, fine art, and corporate structures. Policy structures are aligned with long-term wealth preservation, estate planning, and operational continuity goals. Multi-asset and cross-border coverage is supported, providing tailored solutions for clients with complex portfolios.
Clients benefit from comprehensive protection, competitive premiums, and ongoing advisory support to optimise coverage for evolving assets and business needs. Every policy is tailored to match individual or corporate risk profiles, providing peace of mind and safeguarding wealth, property, and operational continuity.
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Comprehensive Insurance Solutions for High-Net-Worth Clients
High-net-worth individuals and businesses face unique risks requiring specialist insurance strategies. Million Plus Private Finance evaluates personal, corporate, and multi-asset portfolios to create fully bespoke policies.
Life Insurance: Protects clients and families, offering estate planning benefits, financial security, and long-term coverage.
Asset Protection: Safeguards high-value properties, yachts, luxury vehicles, private jets, and fine art collections. Policies are tailored for multi-asset portfolios, cross-border applicability, and complex holdings.
Business Insurance: Covers corporate operations, revenue streams, and key personnel, mitigating operational, regulatory, and reputational risks.
Insurance structuring often complements complex lending, luxury asset finance, and estate planning strategies, ensuring risk management aligns with broader wealth and financing objectives.
Policies are designed for discretion, flexibility, and alignment with long-term financial and wealth strategies. Million Plus coordinates with specialist insurers to deliver competitive premiums, multi-asset coverage, and bespoke terms. Clients receive ongoing advice to manage risk, protect complex portfolios, and ensure continuity across personal and corporate holdings.
Every solution is tailored to the scale and complexity of the client’s wealth, providing high-net-worth individuals and corporate clients with full protection for life, assets, and business interests. Execution is swift, discreet, and strategic, ensuring comprehensive coverage aligned with long-term objectives.
frequently asked questions
Mortgage Questions Answered
Why choose bespoke insurance for high-net-worth clients?
Standard insurance policies are often designed for mass-market needs and may not adequately cover complex assets, international exposure, or corporate risk. Bespoke insurance is structured around a client’s full financial profile, including wealth, assets, and business interests, ensuring appropriate coverage, flexibility, and discretion. Solutions are arranged through specialist insurers to reflect the scale and complexity of high-net-worth portfolios.
Can luxury assets such as fine art or vehicles be insured?
Yes, specialist insurance solutions can be arranged for high-value assets including fine art, classic and luxury vehicles, yachts, private jets, and prime property. Coverage is structured based on professional valuations, usage, storage, and transportation requirements. Policies can also be designed to accommodate valuation changes and cross-border movement of assets.
Do you offer life insurance solutions?
Life insurance solutions can be structured to provide long-term financial security, estate planning support, and protection for dependents. For high-net-worth individuals and expatriates, policies are often tailored to reflect international residency, offshore assets, and complex income structures. Coverage is arranged through specialist insurers with experience in high-value and cross-border life insurance.
Can corporate operations be insured?
Yes, bespoke corporate insurance solutions can be arranged to protect business assets, revenue streams, and key personnel. This may include business interruption cover, liability protection, and key person insurance. Policies are structured to support operational continuity across multiple jurisdictions and complex corporate structures.
Do you provide cross-border or international insurance solutions?
Yes, insurance solutions can be structured for clients with assets, residences, or business interests across multiple countries. Specialist insurers are used to ensure policies remain compliant, effective, and consistent across jurisdictions. This approach supports international lifestyles, global portfolios, and multi-jurisdiction estate and business planning.
exclusive marketplace
Luxury Real Estate
Coverage Without Limits
From personal estates to corporate operations, Million Plus Private Finance structures bespoke insurance solutions for complex, high-value risk profiles that fall outside standard insurance frameworks. Working with specialist insurers, we arrange flexible policy structures and tailored coverage designed to protect life, assets, and business interests for high-net-worth clients with sophisticated requirements.
