Loan-to-value ratios for this facility were determined based on the composition of the client’s cryptocurrency portfolio, approved custody arrangements, jurisdiction, and prevailing market conditions. Given the exposure to Bitcoin and Ethereum, conservative collateral buffers and ongoing monitoring frameworks were agreed to manage digital asset volatility, with final terms structured in advance to support the client’s investment objectives.
Our client, a high-net-worth investor holding a diversified cryptocurrency portfolio, required liquidity to fund a strategic investment in international real estate. Traditional lenders were reluctant due to the volatility of digital assets and multi-jurisdictional holdings.
Million Plus Private Finance conducted a full assessment of the client’s portfolio, including Bitcoin, Ethereum, and stablecoin holdings, alongside traditional assets and multiple income streams. We structured a bespoke loan at up to 70% LTV against the client’s crypto holdings, applying an interest-only repayment structure aligned with projected cashflow.
We coordinated valuations, custody confirmations, and legal documentation to ensure full compliance with lender and regulatory requirements. The facility allowed the client to access liquidity without liquidating cryptocurrency, preserving investment positions while funding the real estate acquisition.
The loan was executed discreetly and efficiently, with funds released within approximately two weeks. Our client successfully completed the property acquisition while maintaining long-term strategic control of their digital asset portfolio.
