Our client, a London-based property investor, sought finance to acquire and redevelop a portfolio of six adjacent townhouses into luxury apartments. Traditional lenders were hesitant due to the scale of the project and the complex financing structure involving multiple properties. Timing was critical to secure planning approvals and begin construction.
Million Plus Private Finance reviewed the client’s financial portfolio, highlighting multi-property holdings, overseas income streams, and strong existing equity. We coordinated professional valuations and presented the full profile to specialist development lenders, emphasising project viability and projected rental yields.
We arranged an £8.2 million development loan at a competitive loan-to-value ratio with a 24-month term. Interest-only repayments were structured during the construction phase, with staged disbursements aligned with key milestones. Funds were released quickly, enabling the client to acquire the properties and commence renovation without delays.
The project completed on schedule, generating strong returns. Our bespoke solution preserved the client’s liquidity, maximised borrowing potential, and provided a flexible repayment structure tailored to the development cycle.
