Our client is a high-net-worth individual with a long-standing collector vehicle portfolio, including classic and limited-production cars held outright. While asset-rich, a large proportion of wealth was tied up in non-income-producing assets, limiting flexibility when new investment opportunities arose.
Rather than selling vehicles or disrupting long-term ownership plans, the client sought to release liquidity. Standard lenders were unable to accommodate the request due to asset-type restrictions. Million Plus Private Finance arranged a specialist refinance facility structured to reflect the specific considerations involved in finance for classic cars, including valuation stability and provenance. £520,000 was released, improving liquidity while allowing continued ownership and enjoyment of the collection.
