Our client is the founder and majority shareholder of a profitable UK-based business with significant retained earnings and a growing investment portfolio. While personal PAYE income was modest, overall net worth was substantial. The objective was to acquire a limited-production Ferrari while preserving liquidity for continued business expansion.
Dealership finance and high street lenders focused narrowly on salary and dividends, offering restrictive terms that failed to reflect the client’s broader financial position. Million Plus Private Finance structured a private bank car loan using full company accounts, retained profits, and balance sheet strength. A £450,000 interest-only facility was arranged, enabling acquisition of the vehicle while maintaining capital flexibility and alignment with the client’s wider wealth strategy.
