£4.5 Million Multi-Crypto Mortgage for Portfolio Diversification

£4.5 Million Multi-Crypto Mortgage for Portfolio Diversification

Our client, an international investor with holdings in Bitcoin, Ethereum, and other digital assets, sought a mortgage to diversify their UK property portfolio. High-value multi-property finance with cryptocurrency collateral posed challenges for standard lenders due to volatility and multi-jurisdiction holdings.

Million Plus Private Finance evaluated the client’s full portfolio, including digital assets, traditional investments, and international revenue streams. We structured a bespoke £4.5 million crypto-backed mortgage with an interest-only repayment option over 18 months, optimised for cashflow management and strategic liquidity. Multi-asset collateral enhanced borrowing potential and demonstrated a comprehensive risk profile to private banks.

Our team coordinated lender submissions, legal documentation, valuations, and cross-border compliance checks, ensuring a seamless and confidential process. The client successfully acquired multiple luxury properties, preserving cryptocurrency holdings and benefiting from a flexible, bespoke financing solution aligned with long-term wealth management objectives.

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